My uncle informed me that in purchasing a property in High Wycombe there may be various restrictions preventing external alterations to a property. Is this right?
There are anumerous of properties in High Wycombe which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in High Wycombe should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We had instructed solicitors located in High Wycombe on the UBS solicitor panel. They are now charging me a separate sum for the legal aspects of the UBS mortgage. Is this an additional conveyancing fee set by UBS?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancer is entitled to levy a fee for this. The charge is not set by UBS but by your High Wycombe conveyancing practitioner. Numerous firms on the UBS panel will quote an ‘acting for lender’ fee but many practices include it on their overall fee.
I am currently in the process of buying my council flat in High Wycombe. I have a mortgage agreed with Yorkshire BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.
My wife and I are planning on selling our home in High Wycombe and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A high street High Wycombe conveyancer would know that there is no such problem. For the life of me I don't know why the buyers used a web based conveyancing outfit as opposed to a conveyancing solicitor in High Wycombe. We have lived in High Wycombe for six years we know that this is a non issue. Do we contact our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I have todayfound out that Arc property Solicitors have closed. They conducted my conveyancing in High Wycombe for a purchase of a leasehold apartment 10 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The easiest way to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of High Wycombe conveyancing specialists.
The estate agent has sent us the confirmation of our purchase of a new build apartment in High Wycombe. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in High Wycombe
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are architect prepared.
I opted to have a survey carried out on a house in High Wycombe prior to retaining lawyers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some banks tend refuse to give a loan on a flying freehold home.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. If you call us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in High Wycombe. Conveyancing will be smoother if you use a solicitor in High Wycombe especially if they are accustomed to such properties in High Wycombe.
Is it best to choose a High Wycombe conveyancing solicitor who is local to the property I am hoping to buy? I have an old university friend who can deal with the conveyancing but his firm is located over three hundred kilometers drive away.
The primary upside of using a local High Wycombe conveyancing practice is that you can attend the office to sign paperwork, present your ID and pester them where appropriate. They will also have local insight which is a plus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and the majority were happy that must outweigh using an unknown High Wycombe conveyancing lawyer solely due to them being High Wycombe based.