My apartment in Flackwell Heath is up for sale and I have accepted an offer. Will my solicitor have to be on the Coventry BS conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Coventry BS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.
We are close to exchanging contracts on the sale of our home in Flackwell Heath and according to the buyers it appears that there is a risk of it being built on contaminated land. Any local lawyer would know that there is no such problem. It does beg the question why the purchasers used a national conveyancing practice rather than a conveyancing solicitor in Flackwell Heath. Having lived in Flackwell Heath for six years we know of no issue. Do we contact our local Authority to get confirmation need.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
My wife and I have a terraced Georgian house in Flackwell Heath. Conveyancing lawyer acted for me and Britannia. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Flackwell Heath and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with your conveyancing practitioner who completed the work.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Flackwell Heath is the location of the property. What do you suggest?
Flying freeholds in Flackwell Heath are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Flackwell Heath you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Flackwell Heath may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
As co-executor for the will of my grandmother I am disposing of a property in Cardiff but live in Flackwell Heath. My solicitor (approximately 235 kilometers from meneeds me to sign a stat dec before completion. Could you suggest a conveyancing solicitor in Flackwell Heath who can attest and place their company stamp on the document?
strictly speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are Flackwell Heath based
My husband and I are selling a Flackwell Heath property left to us seven years ago in 2011. I have over 15 years conveyancing know-how and, now retired, wish to do my own legal work. The buyer's conveyancer has informed me that their Lenders will not allow us to do our own conveyancing mandating that the funds to be transferred to a solicitor's bank account.
Mortgage requirements to property lawyers from all mainstream lenders specify that If the vendor does not have legal representation the buyer’s lawyers should check whether the lender needs to be told so that a decision can be reached as to whether they are willing to proceed.