Why would one use a Booker conveyancing firm when online alternatives are cheap by comparison?
By all means make sure that you get 2 or 3 like-for-like quotes for conveyancing costs in Booker and you should seek a reasonable estimate but don’t be focused with searching for the lowest priced Booker conveyancer. Identifying the right conveyancer can be the difference between a smooth and a frustrating move. You need to ensure that you have expert advice from an experienced solicitor. Emails can't be as helpful as a phone call and are no substitute for a face to face meeting. The firms that we work with will appoint you a qualified and experienced conveyancing solicitor who can deal with your conveyancing from from the outset to completion, providing a level of continuity that you rarely receive from an online conveyancer. Our lawyers will update you as to any developments making sure that you are ensuring that you are updated at regular intervals. Should it ever be necessary to contact the office you will be sure who you need to speak to and they will be sure you are in the know.
Can your site be used to locate a Conveyancing solicitor in Booker even where I’m not buying or disposing of a house, for example if I wish to buy an office in Booker with a mortgage from HSBC Bank?
The service is mainly there to locate domestic conveyancing solicitors in Booker but we have set out at the bottom of this page some Booker commercial conveyancing firms. You will need to enquire with the company directly to see if they are also authorised to represent HSBC Bank
I have paid off my mortgage with Coventry BS. I assume I don't need a Booker lawyer on the Coventry BS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
Completion of my remortgage has taken place for my property in Booker. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I have instructed a Booker property lawyer having made sure that they are on the Clydesdale conveyancing panel. Does my lawyer arrange the survey of the property?
Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Booker postcode. As you are getting a mortgage with Clydesdale, you could contact them to see if they have a list of approved surveyors in Booker.
Due to the input of my in-laws I had a survey completed on a house in Booker before appointing lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some banks tend refuse to grant a mortgage on this type of house.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. Should you wish to telephone us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Booker. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Booker to see if the conveyancing costs will increase in light of this.
I am looking into buying my first house which is in Booker and I am already nervous. I couldn't find anything specific about Booker. Conveyancing will be needed in due course but do you know about the Booker area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Booker. In the meantime here are some basic statistics that we found
My husband and I have just had an offer accepted on a apartment and had meeting on Tuesday with HSBC for the mortgage. They advised me that when it comes to selecting a conveyancer that unless they are on their approved list of conveyancers then we will have to pay out an additional charge of £250+. This is because they would then have to appoint a solicitor to act for them as well as the one we select for ourselves and we assume responsibility for their invoice. I have asked HSBC to provide me with a list so I can obtain estimates only from their approved solicitors but was told that I need to check with each individual conveyancer to see if they are on the panel. Is there a list online?
You should ask HSBC what their panel criteria is for a solicitor.Thereafter ask the conveyancer of your choice whether they meet the criteria and have they acted on mortgages for HSBC historically. If the answer to those is yes, then just double check with HSBC. Another option is to use our search tool and we should be able to find you a conveyancer in Booker on the panel for HSBC.