My IFA says he needs my Wooburn Green law firm’s panel reference for the Santander conveyancing panel. Can you suggest how I discover this. I have contacted my local Wooburn Green branch but they have not got back to me yet.
Have you tried contacting your Wooburn Green solicitor about this?. They retain a central record lender panel numbers.
My grandfather passed away six months ago and as sole heir and executor I was left the house in Wooburn Green. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this allowed?
If you intend to re-mortgage then Santander will insist on your using a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.
Forgive me if this question is silly but I am unexperienced as a first time purchaser of a ground floor flat in Wooburn Green. Do I pick up the keys to the premises on completion from my conveyancer? If so, I will appoint a local conveyancing solicitor in Wooburn Green?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the owner’s conveyancers, and shortly after the monies have arrived, you should be invited to collect the keys from the Estate Agents and move into your new home. Usually this happens between 1 and 3pm.
Please help - my lawyer advises that lack of right of way insurance is needed on my purchase. What is the level of cover for Wooburn Green conveyancing?
The right level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between Santander and Virgin Money. Conveyancing lawyers as opposed to borrowers take out such insurances.
Can I be sure that the Wooburn Green conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Wooburn Green obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor carrying out your transaction.
I have justdiscovered that Stirling Law have closed. They conducted my conveyancing in Wooburn Green for a purchase of a leasehold apartment 12 months ago. How can I check that my home is in my name in the name of the former proprietor?
The easiest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Wooburn Green conveyancing specialists.
I'm purchasing a new build house in Wooburn Green with a loan from Nationwide Building Society. The developers refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The sale representative suggested that I not reveal to my lawyer about this deal as it would adversely affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am four weeks into a freehold purchase having been recommend to conveyancers by the estate agent to execute conveyancing in Wooburn Green. I am not happy. Can you you assist me in finding new lawyers?
They would need to be really poor in order to consider diss instructing them. Has your mortgage been issued? If so you must advise them of the new contact details and have the mortgage documents are re-sent. The solicitor ideally needs to be on the banks panel to avoid added costs and frustration. So that should be your first question of the new solicitors. Our find a solicitor tool should assist you in finding a bank approved lawyer for your home move in Wooburn Green