Much to our surprise we have been advised by our lender that my Highams Park property lawyer is not on the mortgage company Solicitor panel. How can I be sure if this is correct?
The first thing you need to do is to contact your Highams Park lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they may be able to suggest a Highams Park conveyancing firm that is on the conveyancing panel for your bank.
Will our lawyer be making enquiries regarding flooding during the conveyancing in Highams Park.
Flooding is a growing risk for solicitors specialising in conveyancing in Highams Park. Plenty of people will acquire a house in Highams Park, completely expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Conveyancers are not best placed to give advice on flood risk, however there are a numerous checks that can be initiated by the purchaser or by their conveyancers which should give them a better understanding of the risks in Highams Park. The conventional set of property information forms supplied to a buyer’s lawyer (where the Conveyancing Protocol is adopted) incorporates a usual question of the owner to determine if the property has suffered from flooding. If the property has been flooded in past and is not revealed by the vendor, then a buyer could issue a claim for damages as a result of such an misleading response. A buyer’s solicitors may also carry out an environmental search. This will reveal whether there is a recorded flood risk. If so, more detailed investigations should be carried out.
How does conveyancing in Highams Park differ for new build properties?
Most buyers of new build or newly converted property in Highams Park contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is ready to move into. This is because developers in Highams Park tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Highams Park or who has acted in the same development.
I am looking into buying my first house which is in Highams Park and I am already nervous. I couldn't find anything specific about Highams Park. Conveyancing will be needed in due course but do you know about the Highams Park area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Highams Park. In the meantime here are some basic statistics that we found
I need to instruct a conveyancing practitioner in Highams Park for my house move. Is there any facility to check a solicitor's complaints history with the legal regulator?
You may see documented Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The regulator may monitor telephone calls for training requirements.
We are in the process of buying a flat in Highams Park. Conveyancing is not complete but we would like keep our purchase price private from sites such as Nestoria. Is this achievable and how?
HMLR are legally obliged to reveal price paid information on the official title for residential properties countrywide including homes in Highams Park. The Title Register is a public document, so HMLR would be breaking the law if they failed to allow access to the register.
In essence you can ask the Land Registry to withhold the price paid data but the answer will be a No.