As someone not used to conveyancing in Barnsbury what’s the number one tip you can impart concerning the ownership transfer in Barnsbury
You may not hear this from too many lawyers but conveyancing in Barnsbury or throughout North London is an adversarial experience. In other words, when it comes to conveyancing there is lots of opportunity for confrontation between you and other parties involved in the transaction. For instance, the vendor, estate agent and on occasion the mortgage company. Appointing a law firm for your conveyancing in Barnsbury should not be taken lightly as your conveyancer is your adviser, and is the SOLE person in the process whose interest is to act in your legal interests and to protect you.
On occasion a third party with a vested interest will attempt to persuade you that it is in your interests to do things their way. For example, the estate agent may claim to be helping by suggesting your solicitor is slow. Or your mortgage broker may advise you to do something that is contrary to your conveyancers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Barnsbury. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 25/2/2026, the requirements read as follows :
A relative suggested that if I am buying in Barnsbury I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes included in the estimate for your Barnsbury conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Barnsbury around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Barnsbury Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Barnsbury Education with maps and statistics, Local Amenities and other useful information about Barnsbury.
I'm purchasing a new build house in Barnsbury with a loan from Alliance & Leicester . The developers refused to move on the price so I negotiated 6k of additionals instead. The property agent suggested that I not reveal to my lawyer about the extras as it would jeopardize my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a simple, no chain conveyancing. Barnsbury is where the house is located. Can you shed any light on this issue?
Flying freeholds in Barnsbury are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Barnsbury you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Barnsbury may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Back In 2003, I bought a leasehold flat in Barnsbury. Conveyancing and Bank of Ireland mortgage are in place. A letter has just been received from someone saying they have taken over the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1995. The conveyancing solicitor in Barnsbury who previously acted has long since retired. Any advice?
First make enquiries of HMLR to be sure that this person is in fact the registered owner of the freehold reversion. It is not necessary to incur the fees of a Barnsbury conveyancing lawyer to do this as you can do this on the Land Registry website for £3. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I inherited a a ground floor purpose built flat in Barnsbury. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal make a decision on the premium payable for the purchase of the freehold?
Most definitely. We can put you in touch with a Barnsbury conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Barnsbury residence is Flat 120, Clare Court Judd Street in August 2013. the Tribunal held that the premium to be paid for the extension of the lease should be £64,650 This case was in relation to 1 flat. The unexpired term as at the valuation date was 62.79 years.