Do the conveyancing solicitors listed on your site handle conveyancing in Holywell by way of an attended exchange?
We do have a number of conveyancing specialists who can conduct 24hr exchanges. Please contact us to receive a conveyancing quote and details as to availability.
A colleague informed me that in purchasing a property in Holywell there could be various restrictions preventing external alterations to a property. Is this right?
There are a number of properties in Holywell which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Holywell should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am the only recipient of my late mum's estate and I have everything in my name alone, including the my former home in Holywell. Conveyancing formalities meant that the Land Registry date was in February. I plan to dispose of the property. I do know about the CML 6 month 'rule', meaning my property ownership will be regarded the same way as if I'd bought the house in February. Do I have to wait 6 months to sell?
The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. How practical a view mortgage companies take of it, depend on the bank as this requirement is principally there to identify subsales or the quick reselling of property.
I am expecting a AIP from Aldermore this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any Holywell solicitors on the Aldermore conveyancing panel, or is it better to go independently?
You will need to appoint Holywell solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
A colleague advised me that where I am buying in Holywell I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes quoted for as part of the standard Holywell conveyancing searches. It is not a small document of more than thirty pages, listing and detailing important information about Holywell around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Holywell Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information regarding Holywell.
I'm purchasing a new build house in Holywell with a loan from Aldermore. The builders refused to reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative suggested that I not to tell my lawyer about the deal as it will put at risk my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey completed on a property in Holywell before instructing solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies will refuse to give a mortgage on a flying freehold premises.
It depends who your proposed lender is. Santander has different instructions from Nationwide. If you call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Holywell. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Holywell to see if the conveyancing will be more expensive.
My company is looking to take over a lease of a shop on a shopping parade. Can you recommend lawyers offering fixed charges for non-domestic conveyancing in Holywell for under £2000?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Holywell, including the disposal and acquisition of businesses as well as simply premises. Whether you are hoping to buy or lease a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right lawyer. Regarding the costs these will vary based on the structure and nuances of the proposed transaction. Let us have your details or telephone us so that we can provide you with a fixed commercial conveyancing calculation.