We were just about to exchange contracts for a leasehold flat in Greenfield. We encountered a snag. The mortgage offer with Virgin Money runs out on 18/12/2025 but the sellers are insisting on a completion date of 22/12/2025. Can one prolong the mortgage offer?
The person best placed to deal with your concern is your conveyancer who will assess whether they better off negotiating with the bank, vendor’s representatives, property agents or conceivably all parties taking into account the circumstances your house move to date.
It is is a decade since I acquired my property in Greenfield. Conveyancing solicitors have recently been instructed on the sale but I can't track down the deeds. Is this a major issue?
You need not be too concerned. First there is a possibility that the deeds will be with the mortgage company or they could be in the possession of the lawyers who handled the purchase. Secondly in most cases the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Nearly all conveyancing in Greenfield relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
I need some expedited conveyancing in Greenfield as I am under a deadline to sign on the dotted line inside one month. Fortunately I do not require a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?
If.Given you are not taking a home loan you are at free not to have searches conducted although no solicitor would advise that you don't. With plenty of history conveyancing in Greenfield the following are instances of what can show up and adversely affect future saleability: Enforcement Actions, Outstanding Charges, Overdue Grants, Unadopted Roads,...
How does conveyancing in Greenfield differ for newly converted properties?
Most buyers of new build premises in Greenfield contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Greenfield typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Greenfield or who has acted in the same development.
Over the last few months I have been searching for a ground for flat up to £195,000 and found one round the corner in Greenfield I like with a park and transport links nearby, the downside is that it's only got 61 remaining years left on the lease. There is not much else in Greenfield for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you need a home loan the remaining unexpired lease term will likely be an issue. Discount the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this.
Is it possible to switch conveyancer as I need to instruct a firm on the Britannia conveyancing panel. I hired a local conveyancing solicitor in Greenfield five minutes from me but the firm is not accepted by Britannia
We will our best to assist in finding you a conveyancing solicitor in Greenfield on the Britannia panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Greenfield. Using the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Greenfield.