Having sold my house in Greenfield last April but our buyer keeps calling daily complaining that his lawyer is waiting to hear from mine. What should my lawyer have done following completion?
Following your disposal your conveyancer is duty bound to forward the transfer documentation and all of the paperwork to the purchaser's conveyancer. Where appropriate, your lawyer should also confirm that the mortgage has been redeemed to the purchasers conveyancers. There is unlikely to be post completion procedures unique to conveyancing in Greenfield.
We are hoping to buy a newly converted apartment in Greenfield with a loan from HSBC Bank.We would like to retain our Greenfield conveyancing solicitor but HSBC Bank advised that she’s not listed on their "panel". It seems we have no choice but to instruct a HSBC Bank panel firm or retain our high street solicitor and fork out for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The loan offered to you is subject to its terms and conditions, a common one being that solicitors must be on the HSBC Bank solicitor panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for HSBC Bank
A colleague pointed out to me me that in purchasing a property in Greenfield there could be a number of restrictions preventing external alterations to a property. Is this right?
There are a number of properties in Greenfield which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Greenfield should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are buying a 3 bedroom semi in Greenfield. We would like to carry out an extension to the side at the house.Will the conveyancing process involve checks to see if these works are allowed?
Your solicitor will check the registered title as conveyancing in Greenfield can occasionally identify restrictions in the title documents which prohibit categories of works or require the consent of another owner. Some works need local authority planning permissions and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be wise to check these things with a surveyor ahead of any purchase.
I have been told by my lawyer that chancel insurance is needed on my purchase. What is the level of cover for Greenfield conveyancing?
The right level of chancel indemnity insurance depends on your lender. It would differ for example between Accord Mortgages Ltd and Coventry Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.
Just acquired a semi-detached house in Greenfield , What is the estimated time for the Land Registry to record the transfer to my name? My Greenfield conveyancing solicitor works at snail pace, so I want to check the registration formalities are dealt with.
There is nothing unique when it comes to conveyancing in Greenfield registration formalities. Rather than based on location, timeframes can vary according to who lodges the application, whether there are errors and whether the Land registry need to notify any 3rd parties. As of today in the region of 80% of such applications are fully dealt with within 12 days but occasionally there can be protracted delays. Registration takes place after the purchaser has moved in to the property therefore registration formalities is not usually an essential issue but if it is urgent that the the registration takes place urgently then you or your conveyancer must speak with the land registry and explain the circumstances.
I've recently found out that there is a flying freehold element on a house I have offered on last month in what was supposed to be a simple, no chain conveyancing. Greenfield is where the house is located. Can you shed any light on this issue?
Flying freeholds in Greenfield are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Greenfield you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Greenfield may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is there anything unique about your site and other online quote calculators when it comes to conveyancing in Greenfield?
At this site obtain an accurate quote via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Greenfield. As opposed to estate agents and many comparison sites we do not have referral arrangements with solicitors. Some agents and online brokers 'recommend' solicitors paying the highest commission, as opposed to the best value conveyancing in Greenfield