Recently been in touch with my conveyancing lawyer in Greenfield who acted for me two years ago requesting a conveyancing costs illustration based on an identical type of house move (a leasehold premises and a freehold premises) of similar values with a mortgage from Chelsea Building Society. I am now being quoted twice the amount. Should I look for a cheaper online firm of conveyancing solicitor?
The estimate fees appear a tad high. If you shop around you may be able to shave off some of the cost by as much as a hundred pounds. That being said, assuming were satisfied with the service the firm offered you mightcome to rue choosing an an untested solicitor. Don't forget to enquire the conveyancer can act for Chelsea Building Society. You can employ our search tool to get a quote a Greenfield conveyancing firm on the Chelsea Building Society conveyancing panel, which can often include conveyancing solicitors in Greenfield.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Greenfield. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 6/5/2025, the requirements read as follows :
4 months have gone by since my purchase conveyancing in Greenfield completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm buying a new build house in Greenfield benefiting from help to buy. The developers refused to budge the price so I negotiated £7000 of additionals instead. The house builders rep suggested that I not to tell my solicitor about this extras as it may put at risk my mortgage with Accord Mortgages Ltd. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a leasehold apartment up to £305k and identified one round the corner in Greenfield I like with open areas and transport links in the vicinity, however it's only got 61 years unexpired on the lease. There is not much else in Greenfield for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will likely be problematic. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this matter.
We're novice buyers - had an offer accepted, but the selling agent informed us that the seller will only proceed if we use the agent's recommended lawyers as they are insisting on a ‘quick sale’. Our preferred option is to instruct a high street solicitor used to conveyancing in Greenfield
We suspect that the owner is unaware of this requirement. If they want ‘a quick sale', turning down a genuine purchaser is is going to put the whole deal at risk. Try to communicate with the owners directly and explain that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you will continue to use your own,trusted Greenfield conveyancing solicitors - not the ones that will earn the estate agent a introducer fee or hit his conveyancing targets pre-set by head office.