We are a couple about to sign contracts for a property in Greenfield. We encountered a problem. Our mortgage offer with Barclays expires on 22/4/2025 but the sellers are putting forward a completion date of 24/4/2025. Is it possible to prolong the loan offer?
The best person to address this question is your solicitors who should calculate if they better off negotiating with the bank, owner’s solicitors, property agents or indeed all three taking into account the circumstances your house move as of today.
I am buying a property and require a conveyancing solicitor in Greenfield who is on the Bank of Scotland conveyancing. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Bank of Scotland in certain locations such as Greenfield. We dont recommend any particular firm.
I am helping my niece sell her flat in Greenfield. Does the solicitor arrange the energy assessment or it is for me to see to?
After the abolition of Home Packs, EPC’s became a compulsory part of selling a house. An EPC should be to hand prior to the property being placed on the market. This is not a task that lawyers normally arrange. If you are instructing a Greenfield conveyancing practitioner they might help arrange EPC’s due to their relationships with reputable local assessors
I am selling my apartment. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Barclays are being pedantic. The Greenfield solicitor who is on the Barclays conveyancing panel is recommending indemnity insurance as a solution but Barclays are requiring a building regulation certificate. Why do Barclays have a conveyancing panel if they don't accept advice from them?
It is probably the case that Barclays have referred the matter to their valuer. The reason why Barclays may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
After shopping around on the internet I have found a Greenfield conveyancer having checked that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Greenfield postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Greenfield.
I used Wolstenholmes several years past for my conveyancing in Greenfield. I now require my file but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Greenfield of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have been on the look out for a leasehold apartment up to £305k and found one close by in Greenfield I like with amenity areas and railway links in the vicinity, however it's only got 52 years unexpired on the lease. I can't really find anything else in Greenfield suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a home loan that many years may be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least 2 years you may request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.
Is it simple use your search app to find a conveyancing solicitor in Greenfield on the panel for my bank?
First select a lender such as Birmingham Midshires, Skipton Building Society or Nottingham Building Society then specify your location such as Greenfield. Conveyancing firms in Greenfield and beyond should be identified.