Why is leasehold purchase conveyancing in Flintshire costs more?
In short, leasehold conveyancing in Flintshire and elsewhere usually requires extra due diligence compared to freehold conveyancing. This includes lease investigation, liaising with the landlord concerning serving required notices, procuring current service charge and management information, procuring the landlord’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – no matter how many different leaseholders have owned the lease since it was first granted.
Are the BSA intent on creating a searchable register to list firms on the Darlington Building Society conveyancing panel for example in Flintshire?
We would not expect to be advised of any plans on the part of the BSA to develop such a search facility.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Flintshire?
There are many registered licenced Conveyancers in Flintshire and Solicitor practices in Flintshire who provide Conveyancing services We would stress that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. The two can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I am purchasing a property in Flintshire. A rare aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with UBS your lawyer must check the formal requirements set out in Part 2 of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and conveyancers are required to report to UBS where a lease does not meet these specifications. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Flintshire.
My offer on a detached house in Flintshire has been accepted, but there is a chain. The owners have put an offer on on an apartment, but it’s not yet tied up, and have viewings of other properties booked. I have selected a bricks and mortar conveyancing solicitor in Flintshire. What should be my next step? When do I get the mortgage application with Leeds Building Society started?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then survey, Flintshire conveyancing search costs, etc). The first course of action is to ensure that your property lawyer is on the Leeds Building Society conveyancing panel. Concerning the subsequent phase this very much dictated by the specifics of your case, desire for this property and on the state of the market. In a buoyant market the majority of buyers would apply for a home loan with Leeds Building Society and pay for the valuation and only if it was satisfactory would they pay their lawyer to proceed with the conveyancing in Flintshire.
Despite weeks of looking the Title Certificate and documents to our home are lost. The solicitors who did the conveyancing in Flintshire 5 years ago no longer exist. Will I be able to sell the house?
Nowadays there are copies made of almost everything, and your conveyancer should be aware exactly where to find all the appropriate documentation so you may buy or dispose of your property without any difficulty. If copies can’t be found, your lawyer may be able to arrange cover in the form of insurance or indemnities against possible claims on your premises.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a simple, chain free conveyancing. Flintshire is where the house is located. Is there any advice you can impart?
Flying freeholds in Flintshire are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Flintshire you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Flintshire may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
In my capacity as executor for the estate of my grandmother I am selling a house in Neath but reside in Flintshire. My conveyancer (who is 260 miles awayneeds me to sign a statutory declaration prior to completion. Can you recommend a conveyancing practitioner in Flintshire who can attest this legal document for me?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are based in Flintshire