I am aiming to move home in February. Will my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you put forward a removal company in Flintshire. Conveyancing firm was found prior to coming across this website.
On the day of completion you can pick up the keys from your estate agent however this should only be done after the sellers lawyers inform the agent that the monies to complete are in and the keys can be released. Subsequently you should inform the removal company that they can start moving you in. We do not suggest a specific removal company but can assist you in finding a residential property solicitor in Flintshire or a solicitor with expertise in conveyancing in Flintshire.
My fiancee and I are in the throws of looking at flats in Flintshire and I am about to put in an offer. Should I already have a property lawyer appointed at this stage? I intend to finance via a mortgage with Lloyds.
It would be sensible to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are seeking a mortgage with Lloyds, make sure you remember to check that your lawyer is on the Lloyds conveyancing panel.
I currently have a mortgage with Skipton for my property in Flintshire. Conveyancing has been completed months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Skipton?
Your original mortgage agreement with Skipton will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Skipton’s mortgage conditions. It may be that Skipton will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. It should not be necessary to do this via a Skipton conveyancing panel firm.
I used Wolstenholmes several years ago for my conveyancing in Flintshire. I now require my papers however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Flintshire of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey completed on a property in Flintshire ahead of appointing conveyancers. I have been advised that there is a flying freehold aspect to the house. My surveyor advised that some lenders may not give a mortgage on such a house.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Flintshire. Conveyancing may be slightly more expensive based on your lender's requirements.
What is different about your site and other internet conveyancing solicitors when it comes to conveyancing in Flintshire?
At this site receive a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Flintshire. Unlike many estate agents and many comparison sites we do not operate commission arrangements with solicitors. Many agents and online brokers 'recommend' solicitors who pay the most kickback, rather than the best value conveyancing in Flintshire
I've recently bought a leasehold house in Flintshire. Do I have any liability for service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Flintshire Leasehold Conveyancing - A selection of Questions you should consider Prior to Purchasing
-
This question is helpful as a) areas can result in problems for the building as the common areas may start to deteriorate if maintenance remain unpaid b) if the leasehold owners have an issue with the running of the building you will want to know about it Many Flintshire leasehold apartments will be liable to pay a service bill for maintenance of the building invoiced on behalf of the management company. Where you acquire the property you will have to pay this liability, usually periodically accross the year. This may vary from several hundred pounds to thousands of pounds for blocks with lifts and large communal areas. In all likelihood there will be a ground rent to be met yearly, ordinarily this is not a exorbitant amount, say about £25-£75 but you should to enquire it because sometimes it could be prohibitively expensive. Make sure you find out if the the lease contains any unreasonable restrictions in the lease. For example some leases prohibit pets being allowed in certain buildings in Flintshire. If you like the flatin Flintshire yet your cat can’t move with you then you will be faced difficult choice.
How much experience do your Flintshire conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Flintshire conveyancing lawyers help thousands of buyers move home every year and assisted lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Flintshire conveyancers have worked on recent similar matters.