We were just about to exchange contracts for a garden flat in Ivybridge. We have hit a stumbling block. Our loan offer with Platform Home Loans Ltd expires on 28/4/2025 but the owners are insisting on a completion date of 30/4/2025. Is it possible to prolong the mortgage offer?
The best person to deal with your question is your conveyancer who will hopefully assess if he or she is corresponding with the mortgage broker, vendor’s conveyancers, estate agents or conceivably all parties taking into account what has happend in your conveyancing as of today.
The deeds to our house are lost. The solicitors who handled the conveyancing in Ivybridge 4 years ago no longer exist. Will I be able to sell the house?
You no longer need to hold title original deeds to evidence that you are the owner of your registered land or property, given that the Land Registry hold details of all registered land or property electronically.
I am purchasing my first flat in Ivybridge with a mortgage from The Royal Bank of Scotland. The sellers would not reduce the amount so I negotiated five thousand pounds worth of extras instead. The sale representative told me not reveal to my solicitor about this deal as it could affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a house in Ivybridge before appointing conveyancers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some banks tend refuse to issue a loan on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Ivybridge. Conveyancing will be smoother if you use a solicitor in Ivybridge especially if they are acquainted with such properties in Ivybridge.
Is there anything unique about your site and other online quote calculators for conveyancing in Ivybridge?
At this site get a fixed fee quote from a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Ivybridge. As opposed to estate agents and brokerage sites we are not in the business of charging firms a fee if you choose them for your home move in Ivybridge
In my capacity as executor for the will of my uncle I am selling a house in Newport but I am based in Ivybridge. My solicitor (based 200 kilometers awayhas requested that I execute a statutory declaration before completion. Can you recommend a conveyancing lawyer in Ivybridge who can witness this legal document for me?
Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are Ivybridge based