My partner and I have just acquired a house in Ivybridge. We have noticed several issues with the house which we suspect were missed in the conveyancing searches. Is there anything we can do? What searches should? have been conducted for conveyancing in Ivybridge?
It is not clear from the question as to the nature of the problems and if they are relate to conveyancing in Ivybridge. Conveyancing searches and investigations initiated during the legal transfer of property are supposed to help avoid problems. As part of the legal transfer of property, a property owner answers a questionnaire known as a Seller’s Property Information Form. answers ends up being misleading, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Ivybridge.
It is a dozen years since I bought my property in Ivybridge. Conveyancing lawyers have just been retained on the sale but I am unable to find my title deeds. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be retained by your lender or they could be archived with the solicitor who handled your purchase. Secondly in most cases the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Nearly all conveyancing in Ivybridge relates to registered property but in the unlikely event that your home is unregistered it is more problematic but is resolvable.
Do I need to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Ivybridge so that I can pop in to their offices when needed.
Whereas this was necessary ten years ago, the vast majority mortgage companies no longer oblige their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide identification documents and there are still manifest benefits to choosing a locally based practitioner, in your case a conveyancing solicitor in Ivybridge.
Despite weeks of looking the Title Certificate and documents to my home are lost. The conveyancers who handled the conveyancing in Ivybridge 5 years ago have long since closed. What are my next steps?
Gone are the days when you need to have the physical official documentation to establish that you are the registered proprietor of land or premises, as the Land Registry have everything they need in a digital format.
How straightforward is it to use the search facility to find a conveyancing lawyer in Ivybridge on the approved list for my lender?
1st pick a mortgage company such as Nationwide Building Society, Chelsea Building Society or Alliance & Leicester then choose your preferred area such as Ivybridge. Conveyancing organisations in Ivybridge and further afield will then be identified.
Can I discover who owns a property in Ivybridge?
Provided the premises is registered with HMLR, and you have sufficient information of the address of the property, you will be able to view details from the HMLR of the recorded proprietor for a a minimal charge.