We had instructed conveyancers based in Kingsbridge on the Leeds Building Society solicitor panel. They are now charging me an additional amount for the legal aspects of the Leeds Building Society mortgage. Is this an additional conveyancing fee set by Leeds Building Society?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your lawyer can levy a fee for this. The charge is not set by Leeds Building Society but by your Kingsbridge conveyancer. Plenty of firms on the Leeds Building Society panel will levy ’dealing with mortgage’ fee and others do not.
I have paid off my mortgage with RBS. I assume I don't need a Kingsbridge solicitor on the RBS panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
Completion of my remortgage has taken place for my property in Kingsbridge. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have todaybeen informed that Action Conveyancing have closed. They conducted my conveyancing in Kingsbridge for a purchase of a leasehold flat 18 months ago. How can I be sure that my home is registered correctly in the name of the former proprietor?
The easiest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Kingsbridge conveyancing specialists.
Just had an offer accepted on a new build flat in Kingsbridge. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Kingsbridge
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
I opted to have a survey done on a house in Kingsbridge prior to retaining lawyers. I have been told that there is a flying freehold element to the property. My surveyor advised that some lenders tend not issue a loan on this type of home.
It varies from the lender to lender. Santander has different instructions from Halifax. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Kingsbridge. Conveyancing will be smoother if you use a solicitor in Kingsbridge especially if they are familiar with such properties in Kingsbridge.
What does commercial conveyancing in Kingsbridge cover?
Kingsbridge conveyancing for business premises covers a broad range of services, offered by regulated solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
As co-executor for the will of my aunt I am disposing of a property in Swansea but I am based in Kingsbridge. My lawyer (based 200 miles from merequires that I sign a stat dec prior to completion. Can you recommend a conveyancing solicitor in Kingsbridge to witness and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Kingsbridge based