My property lawyer in Plympton is not on the Skipton Building Society Conveyancing Panel. Can I still use my prefered solicitor notwithstanding that they are excluded from the Skipton Building Society panel?
The limited options available to you here include:
- Complete the purchase with your existing Plympton lawyers but Skipton Building Society will need to use a solicitor on their panel. This will inevitably rack up the total conveyancing fees and result in delays.
- Find an alternative solicitor to act in the conveyancing, remembering to check they are on the Skipton Building Society panel
My conveyancer has informed me that lack of building regulations insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Plympton?
The appropriate level of lack of building regulations indemnity insurance should be dictated by who your lender. It would differ for example between Lloyds TSB Bank and The Mortgage Works. Conveyancing practitioners as opposed to borrowers take out such insurances.
Completion of my remortgage has taken place for my property in Plympton. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I have instructed a Plympton property lawyer having made sure that they are on the RBS conveyancing panel. Does my lawyer arrange the survey of the property?
RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Plympton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I am close to exchanging contracts on the sale of our property in Plympton and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. Any local lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed an online conveyancing firm rather than a conveyancing solicitor in Plympton. Having lived in Plympton for many years we know of no issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Are there restrictive covenants that are commonly picked up as part of conveyancing in Plympton?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Plympton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I need to find a conveyancing solicitor for leasehold conveyancing in Plympton. I have chance upon a web site which looks to be the ideal offering If there is a chance to get all this stuff done via email that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Is planning consent needed to convert a single dwelling into a couple of flats in Plympton? This has been done to a property adjacent to my home in Plympton and was not aware of it happening until the works were done.
Planning consent is necessary for splitting a single house in Plympton into apartments but possibly not for reverting back to single dwelling-house so, in answer to your query, yes,a it is needed.