I am purchasing a newly built apartment in Ketton and my solicitor is informing me that she has to the bank to reveal incentives from the seller. I am under pressure to sign contracts and I would rather not delay matters. Is my lawyer right?
You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We note that you have a search directory listing solicitors on the Yorkshire BS conveyancing panel. Do companies pay you a commission if I retain them for our conveyancing in Ketton?
We are a listing service only for law firms wishing to communicate if they are on the Yorkshire BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Ketton.
We are buying a victorian detached house in Ketton. Our aim is to carry out a loft conversion at the house.Will legal conveyancing on the property include checks to see if these works are permitted?
Your property lawyer should review the deeds as conveyancing in Ketton will occasionally identify restrictions in the title documents which prohibit certain alterations or need the consent of another owner. Many extensions call for local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
Can I be sure that the Ketton conveyancing solicitor on the Nottingham panel is any good?
When it comes to conveyancing in Ketton obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the lawyer handling your conveyancing.
Nottingham have agreed my mortgage in principle, my offer on a apartment in Ketton has been agreed to, what are the next steps?
The estate agent will wish to know who your solicitors are (be sure the conveyancing practitioners are on the bank’s panel). Contact Nottingham or the broker and finalise any relevant forms. Nottingham will sellect a valuer who will get in contact with the selling agent or owners to book an appointment. Once carried out (assuming no problems) it takes approximately a fortnight to receive the mortgage offer. Nottingham will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Ketton.
Are there restrictive covenants that are commonly identified as part of conveyancing in Ketton?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Ketton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Ketton is where the house is located. Can you shed any light on this issue?
Flying freeholds in Ketton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ketton you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ketton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My father has encouraged me to use his conveyancers in Ketton. Should I find my own property lawyer?
There are no two ways about it the ideal way to select a conveyancing lawyer is to have referrals from friends or relatives who have previously instructed the firm that you are contemplating using.