Me and my husband are acquiring a ground floor flat in Ketton. My property lawyer has never been on on the lender conveyancing list. Am I still permitted to use my Ketton conveyancing solicitor notwithstanding that they are excluded from the mortgage company list of approved lawyers?
Various options include
- Carry on with your chosen Ketton lawyer but your mortgage company will need to instruct a conveyancing practitioner on their conveyancing panel. This will result in additional cost and likely interruption.
- Appoint a new property lawyer to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
- Convince your conveyancing practitioner to seek to join the lender panel
I own a freehold house in Ketton but nevertheless invoiced for rent, why is this and what is this?
It’s unusual for properties in Ketton and has limited impact for conveyancing in Ketton but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 is to be dispensed with completely.
I am purchasing a 3 bedroom semi in Ketton. The intention is to an extension at the rear at the property.Will legal investigations on the property involve checks to ascertain if these alterations are permitted?
Your solicitor will check the registered title as conveyancing in Ketton can on occasion reveal restrictions in the title deeds which prevent categories of works or require the consent of another owner. Many additions require local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these things with a surveyor before you commit yourself to a purchase.
After much negotiation I have agreed a price on an apartment in Ketton. My mortgage broker recommended their conveyancers. I paid an upfront payment of £150. Not long after, the conveyancer called me sheepishly admitting that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on a property in Ketton on 20/3/2026, valuation was booked 4 days after, received a clean bill of health. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
I need some quick conveyancing in Ketton as I have an ultimatum to sign on the dotted line inside one month. Thankfully I do not need a mortgage. Can I avoid the conveyancing searches to save money and time?
If.Given you are are a mortgage free buyer you have the choice not to do searches although no conveyancer would advise that you don't. With plenty of history conveyancing in Ketton the following are examples of what can appear and adversely affect future mortgageability: Refused Planning Applications, Outstanding Fees, Overdue Grants, Road Schemes,...
About to purchase a new build flat in Ketton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Ketton
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The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a quick, chain free conveyancing. Ketton is where the house is located. Can you shed any light on this issue?
Flying freeholds in Ketton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ketton you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ketton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.