Please help. My Rutland lawyer is assuring me that she is duty bound toapply for Rutland conveyancing searches stemming from the fact thatthe firm are on the Nat Westapproved lawyer panel. Is my solicitor right?
You have limited options available to you. Given that you are taking out a loan with a bank your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the CML Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Rutland conveyancing searches.
A relative advised me that where I am buying in Rutland I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your Rutland conveyancing searches. It is a large report of about 40 pages, listing and detailing significant information about Rutland around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Rutland.
Despite weeks of looking the Title Certificate and documents to our property are lost. The solicitors who conducted the conveyancing in Rutland 10 years ago are no longer around. What do I do?
You no longer need to hold title deeds to prove you are the owner of your registered land or property, as the Land Registry have everything they need in a digital format.
I'm purchasing my first flat in Rutland with a mortgage from Platform Home Loans Ltd. The builders would not reduce the price so I negotiated 6k of additionals instead. The property agent advised me not to tell my lawyer about the extras as it would adversely affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been advised by numerous property agents in Rutland to find a solicitor on your site. Is there a financial upside for Estate Agents to offer your services over another?
We don’t make any financial incentive for directing people in our direction. We thought it would be too underhand a fee as members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
I have been sourcing a conveyancing solicitor in Rutland for my house move. Is there any facility to check a solicitor's record with the profession’s regulator?
One can find published Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The regulator may monitor telephone calls for training purposes.