I am hoping to receive a mortgage offer from Halifax. My intention is to retain the legal services of a Licensed Conveyancer in Rutland. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
Are you able to recommend a Nationwide Building Society approved Rutland conveyancing firm finish our house move within two weeks? Am I best advised to go for a local Rutland practice or a nationwide firm?
We would be happy to suggest some excellent Rutland conveyancing firms. Another option is to visit the main road in Rutland. Visit some well established law practices and request to see a conveyancing solicitor for a quote. Discuss your time frames together with your reasons and ask for an assurance on speed. Choose the one that appears most efficient.
We are due to move property in September. Will my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you suggest a removal company in Rutland. Conveyancing firm was organised prior to coming across this website.
On the afternoon of completion you can collect the keys from the selling agent but this can only take place after the vendors conveyancers confirm to the agent that the monies to complete are in and the keys can be passed over. You should inform the removal men that they can start moving you in. We are not in a position to suggest a specific removal company but can help you find a conveyancing in Rutland or a solicitor with expertise in conveyancing in Rutland.
When it comes to lenders such as UBS, do Rutland conveyancing practitioners have to pay an annual charge to be on the conveyancing panel?
We are unaware of any mortgage company fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
I recently had an offer agreed on an apartment in Rutland. My financial adviser recommended their conveyancers. I paid an advanced payment of £175. Soon after, the solicitor contacted me embarrassingly acknowledging that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My wife and I purchased a semi-detached Edwardian property in Rutland. Conveyancing lawyer acted for me and Skipton Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the exact same property. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rutland and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing lawyer who conducted the purchase.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what should have been a straight forward, no chain conveyancing. Rutland is where the house is located. Can you offer any advice?
Flying freeholds in Rutland are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rutland you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rutland may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to instruct a conveyancing practitioner in Rutland for my purchase. Is there any facility to review a firm’s record with the legal regulator?
Members of the public may see published Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For records Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training requirements.