I am in need of a conveyancer. Should I go for for an online conveyancer as opposed to a family Totnes conveyancing solicitor?
Existing third party connections are another important factor to consider when choosing conveyancing solicitors. Totnes conveyancers benefit from connections with financial advisers and property, local authorities, surveyors and other conveyancing firms meaning you will move in shortest possible time. Hosting years of knowledge of the local area is an advantage.
Can you clarify what the consequences are if my lawyer’s firm is expelled from the Skipton Solicitor panel ahead of completing my conveyancing in Totnes?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
Me and my partner are purchasing a flat in Totnes. I might seem paranoid but how we can trust a solicitor? On completion day we have to deposit our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Is it the case that all Totnes solicitor firms on the Co-operative conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Co-operative conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Some mortgage companies do list licenced conveyancers on their panel in which case such organisation would be regulated by the Council of Licensed Conveyancers.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Totnes conveyancer on the HSBC panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
Despite weeks of looking the Title Certificate and documents to my house are lost. The conveyancers who conducted the conveyancing in Totnes 10 years ago no longer exist. Will I be able to sell the house?
Assuming you have a registered title the information relating to your proprietorship will be documented by HMLR under a Title Number. It is easy to conduct a search at the Land Registry, find your house and secure current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually retain a file duplicate of the Registered Lease and again, a copy can be ordered for a small fee.
What makes your site different to other web based conveyancing solicitors when it comes to conveyancing in Totnes?
At this site obtain a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Totnes. Unlike many estate agents and many comparison sites we are not in the business of charging firms a commission if you appoint them for your home move in Totnes
At long last our conveyancing in Totnes completes on Friday, but the person I am buying from wishes to move out on the Saturday PM. Should I agree to such a plan?
You can't complete on a Saturday because the bank systems aren't operational.