Are you able to suggest a HSBC Bank sanctioned Littleborough conveyancing firm who can have us moved in within 10 days? Would it be better to use a high street Littleborough practice or an internet firm?
We can recommend some very good Littleborough conveyancing firms. Another option is to visit the main road in Littleborough. Go in to a couple of firms and ask to see a conveyancing solicitor for a quote. Discuss your requirements together with the reasons and ask for a commitment on speed. Choose the lawyer that appears most efficient.
I had intended to instruct a property lawyer in Littleborough for our house purchase. Our broker informed us that our mortgage lenders Halifax won't deal with them. Why is this not regarded as unfair competition?
A mortgage company can direct that a panel conveyancer act for it. You would be liable to meet the charges for this. Please make use of our database to find a solicitor to carry conveyancing in Littleborough on the Halifax conveyancing panel.
We have agreed to purchase a house in Littleborough. One unusual aspect is that the roof has a solar panel. RBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with RBS your lawyer must check the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for RBS. The CML Handbook includes minimum specifications for solar panel roof-space leases, and property lawyers are required to report to RBS where a lease fails to comply with these conditions. The requirements relate to the installation of panels on properties nationwide and is not isolated to Littleborough.
My offer was accepted on a house in Littleborough on 16/1/2025, valuation was booked 2 days later, all came back fine. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Santander and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Santander conveyancing panel. Are Santander entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
Our sealed bid on a property in Littleborough has been accepted, the vendors do however have a tied purchase. The sellers have offered on on an apartment, but it’s not yet agreed to, and are looking at other properties in the pipeline. I have selected a bricks and mortar conveyancing solicitor in Littleborough. What should be my next step? At what stage do I apply for the mortgage with Nationwide?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx one thousand pounds, then survey, Littleborough conveyancing search fees, etc). First, you must ensure that your property lawyer is on the Nationwide conveyancing panel. Concerning the subsequent steps this very much depends on the circumstances of your case, attraction to this property and on the state of the market. During a hot market some buyers will apply for a home loan with Nationwide and pay for the valuation and only if it comes back ok would they request their solicitor to move forward with the conveyancing in Littleborough.
I decided to have a survey carried out on a house in Littleborough ahead of retaining conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor has said that some lenders may not grant a mortgage on this type of house.
It depends who your proposed lender is. HSBC has different requirements from Nationwide. If you e-mail us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Littleborough. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Littleborough to see if the conveyancing costs will increase in light of this.
I need to appoint a conveyancing solicitor for remortgage conveyancing in Littleborough. I've discover a web site which appears to be the ideal offering If there is a chance to get all the legals completed via web that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
We are hoping to acquire a repression property in Littleborough and the vendor demand completion inside a month. Can a conveyancer complete in this timeframe? Would it be better to select a high street Littleborough firm or an online company that professes to complete quickly?
Attend your Littleborough shopping parade. Go in to two or three solicitor’s offices and request to talk to a conveyancing solicitor for a quote. Explain your needs and try and obtain a commitment on speed. Choose the firm that comes across as most efficient. Be sure to select a conveyancing practitioner on the panel of conveyancers acceptable to your bank.