Do the conveyancing solicitors indexed on your site perform right to buy conveyancing in Royton?
We work with plenty of conveyancing firms who can service right to buy conveyancing work Do get in touch with the lawyers listed in order to obtain a costs calculation.
I am considering applying for a Virgin Money mortgage for purchase of a newly converted (under development) in Royton with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Virgin Money ?
In theory, you could use a solicitor that is not on the Virgin Money conveyancing panel, but Virgin Money would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
What does a local search tell me concerning the house we're buying in Royton?
Royton conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Onsearch The local search is essential in every Royton conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search should reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
five months have elapsed following my purchase conveyancing in Royton took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey done on a house in Royton ahead of instructing lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some banks tend refuse to issue a mortgage on a flying freehold house.
It depends who your proposed lender is. HSBC has different instructions from Halifax. If you call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Royton. Conveyancing will be smoother if you use a solicitor in Royton especially if they are acquainted with such properties in Royton.
I'm refinancing my current home to a buy to let loan with Halifax and I will use the rest of the raised equity as a down payment on another property. The neighborhood we are looking at is Royton. Will your lawyers be able to act for both sets of mortgage companies and link together the two deals?
Do use our comparison tool on this site to ensure that the solicitors are on the appropriate lender panels. Having checked that they are your conveyancer will be able to connect the two transactions but you should talk with you lawyer and communicate your expectations and requirements.