I am hoping to receive a mortgage offer from Nat West. I intend to employ the services of a Licensed Conveyancer in Llanddulas. Does the Nat West Solicitor panel allow for conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Can the conveyancing lawyers listed on your site conduct auction conveyancing in Llanddulas?
There are a few auction lawyers we can connect you with those who can conduct auction conveyancing. Llanddulas is just one of our locations where our lawyers have a presence.
My grandfather passed away last year and as sole heir and executor I was left the house in Llanddulas. The house had a small mortgage remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to TSB, pay off the mortgage. Is this possible?
Given you plan to re-mortgage then TSB will require that you use a conveyancer on the TSB conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your TSB conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the TSB mortgage is registered as a charge at the Land Registry.
Have just purchased a repossessed house at auction in Llanddulas. Conveyancing is necessary. What happens now?
Now that you are legally bound yourself to purchase you now have to choose a conveyancing practitioner quickly as you are facing a fast approaching a drop dead date to complete the conveyancing. Every auction property will ordinarily have a bespoke legal pack. This should include the copy title deeds, local authority and drainage searches. In the case of leasehold property the conveyancing pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to leasehold premises. You should pass this on to your appointed conveyancing solicitor ASAP. You also need to ensure that you have funds in place to complete the transaction on the set completion date.
Can I be sure that the Llanddulas conveyancing solicitor on the Kent Reliance panel is any good?
When it comes to conveyancing in Llanddulas seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the lawyer carrying out your transaction.
After weeks of negotiation I have agreed a price on an apartment in Llanddulas. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an on account payment of £175. Soon after, the property lawyer called me embarrassingly acknowledging that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I'm converting the mortgage on my current property to a buy to let mortgage with Bank of Ireland and intend to use the remaining equity as a down payment on a second property. The location we are looking at is Llanddulas. Will your solicitors be able to act for the two mortgage companies and tie in the two deals?
Do use our search tool on this page to be sure that the solicitors are on the appropriate lender panels. Having checked that they are your solicitor will be able to tie up the two deals but you should have a chat with you conveyancer and communicate your expectations and needs.
What is the reason for my conveyancing practitioner requiring numerous items of identification ahead of starting my conveyancing in Llanddulas?
Llanddulas conveyancing practitioners are duty bound by the Law Society, SRA, the Land Registry and current AML legislation to certify that the have verified the identity of their clients. It is also sometimes a condition of your mortgage offer. In addition they have to complete various forms, particularly those relating to stamp duty land tax and need to have details such as your full names, NI number and date of birth.