We just had an offer accepted to buy with Norwich and Peterborough Building Society. I popped in a few local companies yet cant to find a Longridge conveyancing firm on the Norwich and Peterborough Building Society panel. Could you assist?
Feel free to take advantage of the search tool on this web page. Please choose the building society and type Longridge or your location and you will discover a number of lawyer located in Longridge or by proximity to you.
Have just purchased a probate house at auction in Longridge. Conveyancing is required. What is next?
Having exchanged you should hire the services of a conveyancing lawyer soon as you are facing a fast approaching deadline in which to complete the deal. All auction property will ordinarily have a bespoke legal set of papers. This will include most,if not all of the documents that your solicitor requires. If you have purchased leasehold property the legal pack may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to a leasehold property. You need to hand this to the conveyancer instructed by you as soon as possible. You also need to ensure that that you have the requisite funding in place to complete on the on the contractual date .
I have today made my last payment due on my mortgage with Aldermore. I assume I don't need a Longridge conveyancing practitioner on the Aldermore panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Aldermore has sent the Land Registry the discharge electronically, and
- Aldermore has instructed the Land Registry to do so
My offer was accepted on an apartment in Longridge on 3/11/2025, valuation was booked 4 days after, all came back fine. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
I need some quick conveyancing in Longridge as I am faced with pressure to exchange contracts inside one month. Thankfully I do not require a mortgage. Is it possible to decline from having conveyancing searches to save money and time?
If.Given you are are a cash buyer you are at free not to do searches although no lawyer would suggest that you don't. With plenty of history conveyancing in Longridge the following are instances of what can be revealed and therefore impact future mortgageability: Enforcement Notices, Outstanding Fees, Overdue Grants, Road Schemes,...
I am buying my first flat in Longridge with the aid of help to buy. The developers refused to reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent told me not to tell my conveyancer about the deal as it would affect my loan with Bank of Scotland. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a simple, chain free conveyancing. Longridge is the location of the property. Is there any advice you can give?
Flying freeholds in Longridge are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Longridge you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Longridge may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Given that I will soon part with hundreds of thousands of pounds on a two bedroom apartment in Longridge I would like to have a conversation with the lawyer about myconveyancing ahead of appointing the firm. Is this something that you can arrange?
We could not agree more - we would be delighted to talk to you we do not take any clients on without you speaking to the solicitor due to be conducting your conveyancing in Longridge.There is no ‘factory style conveyancing’ - each client is an important person, not a file reference. The practices that we put you in touch with believe that the fees you are quoted for your conveyancing in Longridge should be the figure that you end up paying.