I sincerely hope you can assist me. My Fulwood and Elston conveyancer is advising me that he is legally obliged toconduct Fulwood and Elston conveyancing searches due to the fact thatthe firm are on the Santanderconveyancing panel. These Fulwood and Elston checks cost a lot of money can this be avoided?
You have limited options available to you. As you are taking a home loan with a bank your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your solicitor would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Fulwood and Elston conveyancing searches.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Fulwood and Elston. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/11/2025, the requirements read as follows :
When it comes to mortgage companies such as Lloyds, do Fulwood and Elston conveyancers face an annual charge to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
We have agreed to purchase a house in Fulwood and Elston. A rare aspect is that the roof has a solar panel. Clydesdale have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Clydesdale your lawyer must check the conveyancing instructions contained in Part two of UK Finance Lenders’ Handbook for Clydesdale. The CML Handbook contains minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Clydesdale where a lease does not meet these requirements. The requirements relate to the installation of panels on properties countrywide and is not limited to Fulwood and Elston.
My husband and I are in the process of looking at flats in Fulwood and Elston and I am now considering a potential offer. Is it sensible to have my lawyer on ‘stand by’? I am planning to take a mortgage with Skipton.
You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. Given that you are obtaining a mortgage with Skipton, ask your prospective lawyers if they are on the Skipton conveyancing panel otherwise they can't do the mortgage legal work.
We are selling our property in Fulwood and Elston and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any local conveyancer would know that there is no such problem. It does beg the question why the buyers used a web based conveyancing firm as opposed to a conveyancing solicitor in Fulwood and Elston. We have lived in Fulwood and Elston for 4 years we know of no issue. Is it a good idea to contact our local Authority to get confirmation need.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
The estate agent has sent us the confirmation of our purchase of a new build flat in Fulwood and Elston. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Fulwood and Elston
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Please supply a car parking plan. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
I have been on the look out for a ground for flat up to £235,500 and identified one close by in Fulwood and Elston I like with amenity areas and railway links in the vicinity, however it only has 49 years on the lease. There is not much else in Fulwood and Elston for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you require a mortgage the remaining unexpired lease term may be problematic. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.