I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Mountsorrel. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 5/10/2025, the requirements read as follows :
My colleague advised me that where I am buying in Mountsorrel I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Mountsorrel conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about Mountsorrel around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Mountsorrel Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Mountsorrel Education with plans and statistics, Local Amenities and other useful data regarding Mountsorrel.
Despite weeks of looking the Title Certificate and documents to our property are lost. The conveyancers who handled the conveyancing in Mountsorrel 5 years ago are no longer around. What are my next steps?
You no longer need to hold title deeds to establish that you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
I was pointed in your direction by numerous selling agents in Mountsorrel to select a property lawyer using your seach tool. What’s the financial incentive for Estate Agents to offer your services over and above another?
We don’t offer any financial incentive for pointing buyers and sellers in our direction. We found it would be just too difficult to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
I am 18 days into a freehold purchase having been directed to solicitors by the selling agent to carry out the conveyancing in Mountsorrel. We are not happy. Could you help me find new conveyancers?
A conveyancer would have to be very poor in order to consider changing them. Has your mortgage offer been issued? If so you need to inform them of the new contact details and ensure the offer are re-sent. Your conveyancer needs to be on the banks approved list to avoid supplemental charges and frustration. That should be your first question of the new conveyancers. Our find a solicitor tool will help you find a lender approved conveyancer for your home move in Mountsorrel
How and when do I cover the costs of the Stamp Duty Land Tax chargeable for my Mountsorrel house purchase?
The majority of lawyers tend to complete a stamp duty return on your behalf during your Mountsorrel purchase transaction for you to sign. On completion your conveyancing practitioner will submit the STL application to the Tax Authorities and - as long as they have the funds - pay any land tax payable on your behalf.