How up to date is your search tool for Leicestershire conveyancing solicitors on the Barclays conveyancing panel? Do Barclays send you an updated list?
Leicestershire conveyancing firms themselves provide us confirmation that they are on the Barclays conveyancing panel as opposed to being supplied with a list from Barclays directly.
My lawyer in Leicestershire is not on the Virgin Money Conveyancing Panel. Can I still use my family solicitor notwithstanding that they are excluded from the Virgin Money panel of approved conveyancing solicitors?
Your options are as follows:
- Carry on with your preferred Leicestershire lawyers but Virgin Money will need to instruct a lawyer on their list of acceptable firms. This will result in additional total legal charges as well as cause frustration.
- Find an alternative practitioner to to deal with the conveyancing, obviously checking they are Convince your lawyer to do everything within their powers to join the Virgin Money conveyancing panel
I am currently in the process of buying my council flat in Leicestershire. I have a mortgage offer with Santander. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
It is not clear whether my bank requires a lease extension. I have called into my local Leicestershire building society branch on numerous occasions and was reassured it wasn't an issue and they will lend. My Leicestershire conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they refuse to lend in accordance with their specific requirements. I have no idea who is right.
Provided that the conveyancer is on the bank approved list, she or he must comply with the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I am due to exchange contracts on my flat. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Lloyds are being difficult. The Leicestershire solicitor who is on the Lloyds conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Lloyds are requiring a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What does a local search reveal regarding the property we're buying in Leicestershire?
Leicestershire conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations for instance Searchflow The local search is essential in every Leicestershire conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your new home. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
I used Action Conveyancing a few years past for my conveyancing in Leicestershire. I now require my papers but the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Leicestershire of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the input of my in-laws I had a survey completed on a house in Leicestershire ahead of instructing lawyers. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some lenders will not give a loan on such a property.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Leicestershire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Leicestershire to see if the conveyancing costs will increase in light of this.