Would the conveyancing practitioners that you recommend handle right to buy conveyancing in Lydiate?
We do have plenty of conveyancing firms who can service right to buy transactions Please contact the conveyancers listed to secure a costs illustration.
As a first time buyer what is the most important piece of guidance you can impart about purchase conveyancing in Lydiate?
You may not hear this from too many lawyers but conveyancing in Lydiate and elsewhere in England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there is lots of opportunity for friction between you and other parties involved in the home moving process. E.g., the vendor, estate agent and even potentially the lender. Choosing a lawyer for your conveyancing in Lydiate is a critical decision as your conveyancer is your adviser, and is the ONE person in the legal process whose responsibility is to act in your legal interests and to protect you.
We are witnessing a worrying ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your solicitor ahead of the other players when it comes to the legal transfer of property.
When it comes to mortgage companies such as Yorkshire BS, do Lydiate property lawyers face a fee to be on the list of approved solicitors?
We are not aware of any mortgage company fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
Can I be sure that the Lydiate conveyancing solicitor on the Lloyds panel is any good?
When it comes to conveyancing in Lydiate seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor handling your transaction.
I am due to exchange contracts on my flat. I had a double glazing fitted in June 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Bank of Ireland are being problematic. The Lydiate solicitor who is on the Bank of Ireland conveyancing panel is saying indemnity insurance will be fine but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I was pointed in your direction by a number of property agents in Lydiate to choose a conveyancer using your seach tool. What’s the financial advantage for Estate Agents to market your services ahead of a competitor’s?
We don’t offer any financial incentive for sending work in our direction. We found it would be just too difficult to pay a commission because members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
We are 3 weeks into a freehold purchase having been referred to solicitors by the estate agent to perform conveyancing in Lydiate. We are not happy. Can you help me find new solicitors?
They would need to be really bad in order to consider replacing them. Has your loan offer been sent? In the event that it has you must advise them of the new contact details and have the offer are re-issued. The solicitor ideally should be on the banks panel to avoid supplemental fees and complications. That should be your first question of the new solicitors. The search tool should assist you in finding a bank approved conveyancer for your home move in Lydiate
We have instructed a Lydiate conveyancing solicitor for our home move (FTB’s) and have picked up in the Ts and Cs that they are not covered by the Financial Conduct Authority. Am I right to be worried or is that usually the case with property lawyer?
We can't see why they should be. Most solicitor don't lend money. They will be regulated by the SRA, who set strict stipulations in place on amounts sitting in their bank.