I am in the market for a low cost property lawyer. Do I opt for a web based conveyancer as opposed to a local Lydiate conveyancing lawyer?
Lydiate is a unique place, where neighbourhood experience counts for a lot. The laid-back lifestyle has an upside – just not when it comes to your home move. The conveyancers that we list combine well rounded Lydiate knowledge with a professional, can doapproach that helps everything runs smoothly. It will certainly help where they benefit from well established relationships with financial advisers, estate agents, surveyors and counterpart Lydiate conveyancing solicitors
How up to date is your database of Lydiate solicitors on the Kent Reliance conveyancing panel? Do Kent Reliance send you an updated list?
Lydiate conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
My Conveyancer in Lydiate is not listed on the Chelsea Building Society Approved Panel. Can I still retain my family solicitor even though they are not on the Chelsea Building Society panel of approved conveyancing solicitors?
Your options are as follows:
- Complete the purchase with your existing Lydiate solicitors but Chelsea Building Society will need to use a solicitor on their panel. This will inevitably rack up the overall legal fees and cause frustration.
- Get an alternative practitioner to to deal with the conveyancing, not forgetting to check they are Chelsea Building Society approved.
- Persuade your Chelsea Building Society based solicitor to try to join the Chelsea Building Society panel
I am assisting my step-mother sell her house in Lydiate. Will the solicitor commission an energy performance certificate or do I organise this?
Following the abolition of HIPs, energy assessments was kept a mandatory part of selling a property. An energy assessment should be to hand prior to the property being advertised. This is not a task that lawyers normally organise. If you are using a Lydiate conveyancing lawyer they might help arrange energy assessments given their contacts with reputable local energy assessors
When it comes to mortgage companies such as Yorkshire BS, do Lydiate conveyancers face a yearly amount to be on the list of approved solicitors?
We are unaware of any bank fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
Last month we had a mortgage agreed in principle with RBS. Lydiate conveyancing solicitors were selected. How long does it take for RBS to forward the offer to the solicitor?
Some lenders take longer than others. Have RBS completed the survey? Have you informed RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I own a terraced Edwardian property in Lydiate. Conveyancing lawyer acted for me and Barclays Direct. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the exact same address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Lydiate and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing practitioner who conducted the conveyancing.
I decided to have a survey carried out on a house in Lydiate ahead of retaining solicitors. I have been informed that there is a flying freehold element to the property. My surveyor has said that some banks tend not give a mortgage on such a home.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Lydiate. Conveyancing may be slightly more expensive based on your lender's requirements.