I am expecting a mortgage with Nat West. I would like to enlist the help of a Licensed Conveyancer in Aintree. Does the Nat West Solicitor panel allow for conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Me and my partner are soon to complete on the purchase of a house in Aintree but as a consequence of wreckage from a small fire at the property I have was able negotiate compensation from the seller of £3k in the form of a adjustment in the price. This was going to be dealt with as part of a side agreement however Principality will not permit this. Should they have been notified?
The conveyancing practitioner being on the Principality approved list is required to disclose to Principality of any changes to the purchase price. If you were to refuse your conveyancer to report the reduction to Principality then they would have to discontinue acting for you. In addition, Principality and you would have to appoint a new conveyancing practitioner for your conveyancing in Aintree.
About to place a bid on a leasehold property in Aintree. The property agents say that it is the norm for flats in Aintree to have less than 75 years unexpired on the lease. I am expecting a loan with Accord Mortgages. Will the property be mortgageable given that the lease has Seventy One years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 21/1/2025 the requirements read as follows :
A colleague suggested that if I am purchasing in Aintree I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Aintree conveyancing searches. It is not a small report of more than thirty pages, listing and setting out significant information about Aintree around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Aintree Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Aintree Education with maps and statistics, Local Amenities and other useful information regarding Aintree.
Given that I will soon part with 450k on a garden flat in Aintree I would like to have a conversation with the conveyancer concerning theconveyancing ahead of instructing the firm. Can this be arranged?
Absolutely - we would be happy to talk to you we do not take any clients on without you speaking to the lawyer due to be conducting your conveyancing in Aintree.There is no ‘factory style conveyancing’ - every client is unique individual, not a case number. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Aintree should be the figure that you are charged.
Should one remove a departed person's name from the title register for a house in Aintree?
Where a Aintree property is jointly owned and one of the owners passes away, the name will not immediately be removed from the title deeds. It is not necessary to amend the title as in the event of a disposal you would just need to supply proof as to the reason the other proprietor is missing from the conveyance, normally this takes the form of a grant of probate.
With the aim of making things more straight forward in the future you can apply to have the deceased person removed from the title by applying to the land registry with evidence of the death. There is no land registry fee payable.