The Litherland conveyancing firm handling our Litherland conveyancing has spotted a discrepancy when comparing the assumptions in the valuation report and what is in the legal papers for the property. My solicitor says that he needs to check that the lender is happy with this discrepancy and is still content to lend. Is my lawyer’s approach right?
Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Litherland. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/9/2025, the requirements read as follows :
I need some expedited conveyancing in Litherland as I am faced with pressure to exchange contracts inside 3 weeks. Thankfully I do not need a mortgage. Can I avoid the conveyancing searches to save fees and time?
As you are are a mortgage free buyer you are at free not to do searches although no law firm would advise that you don't. With plenty of history conveyancing in Litherland the following are instances of what can crop up and adversely impact future saleability: Enforcement Actions, Overdue Fees, Outstanding Grants, Unadopted Roads,...
My wife and I purchased a renovated Victorian property in Litherland. Conveyancing solicitor represented me and National Westminster Bank. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the exact same address. Is it worth asking National Westminster Bank to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Litherland and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with the conveyancing lawyer who conducted the purchase.
Should I be suspicious by third parties that I am dealing with are recommending a national conveyancing firm rather than a High Street Litherland conveyancing practice?
As with lots of professional services, often suggestions from family and friends can be extremely useful or valuable. But there are numerous people with a vested interest in a conveyancing matter; estate agents, financial adviser and mortgage companies may put forward solicitors to use. Sometimes these lawyers might be known to one of the organisations as one of the best in their field, but occasionally there may be a commercial relationship behind the recommendation. You have the discretion to appoint your own lawyer. However, bear in mind that many lenders specify a panel list of solicitors you are obliged to use for the lender aspect of your conveyancing.
What type of premises does your Litherland conveyancing quotes apply to?
The quotes provided are only applicable to standard domestic premises in England & Wales. Where you have any different requirements for example industrial or agricultural property or commercial conveyancing in Litherland do telephone us to address this further .