I am hoping to receive a mortgage offer from Santander. My intention is to employ the services of a Licensed Conveyancer in Chessington. Does the Santander Solicitor panel include conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We are buying a flat in Chessington. I might seem paranoid but how we can trust a lawyer? At some point we have to send funds into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am helping my sister sell her property in Chessington. Will the conveyancer arrange the energy assessment or should I organise this?
After the abolition of Home Information Packs, energy performance certificates remained a required component of moving property. An EPC needs to be commissioned before the property is advertised. It is not something that law firms normally organise. Where you are using a Chessington conveyancing practitioner they might be willing to arrange energy assessments due to their relationships with long established local assessors
We are purchasing a victorian detached house in Chessington. The intention is to an extension at the rear at the property.Will the conveyancing process include enquiries to ascertain if these works are allowed?
Your solicitor should check the registered title as conveyancing in Chessington will on occasion reveal restrictions in the title deeds which prohibit categories of alterations or necessitated the permission of another owner. Some extensions call for local authority planning consent and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
Should my lawyer be making enquiries concerning flooding as part of the conveyancing in Chessington.
The risk of flooding is if increasing concern for conveyancers carrying out conveyancing in Chessington. There are those who buy a property in Chessington, completely aware that at some time, it may be flooded. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the premises. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Lawyers are not qualified to impart advice on flood risk, however there are a number of checks that can be carried out by the purchaser or on a buyer’s behalf which should give them a better understanding of the risks in Chessington. The standard property information forms given to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual question of the vendor to determine whether the property has ever been flooded. In the event that the premises has been flooded in past which is not disclosed by the seller, then a buyer may issue a legal claim for losses stemming from an misleading response. A buyer’s solicitors should also order an enviro search. This should disclose whether there is a recorded flood risk. If so, more detailed investigations will need to be carried out.
I have justbecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Chessington for a purchase of a leasehold apartment 12 months ago. How can I establish that my home is registered correctly in the name of the previous owner?
The easiest method to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chessington conveyancing specialists.
I'm buying a new build house in Chessington with a loan from Lloyds TSB Bank. The sellers refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The property agent advised me not inform my conveyancer about the side-deal as it may affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am using a search engine for the words on line conveyancing in Chessington it shows results of numerous solicitorslocally. With so much choice what is the best way to find the suitable conveyancer for the sale of my house?
The ideal method of choosing a suitable conveyancer is via personal referral, so enquire of friends and relatives who have bought a property in Chessington or the reputable estate agent or mortgage broker. Costs for conveyancing in Chessington differ, so it's sensible to request a minimum of four fee calculations from varying types of property lawyers. Be sure to obtain confirmation that the costs are guaranteed not to increase.