Am I correct in assuming that the fact that my conveyancer in Chessington is not identified on my mortgage company's solicitor panel that there is a problem with the quality of the firm’s work?
That would more than likely be a wrong assumption to make. There are plenty of plausible explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Chessington conveyancing practice and enquire why they are no longer on the approved list for your lender.
Are the Chessington conveyancing solicitors identified as being on the Coventry BS conveyancing panel, together with their details provided by Coventry BS?
Chessington conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.
We are planning to buy with Darlington Building Society. We have called around locally but cant to find a Chessington conveyancing firm on the Darlington Building Society approved list. Could you assist?
You should make the most of the find a lender approved solicitor tool on this web page. Please choose the lender and type Chessington or your preferred area and you will be presented with a number of lawyer based in Chessington or by proximity to you.
We had selected conveyancing lawyers located in Chessington on the Co-operative solicitor panel. They are now charging me a separate amount for the legal aspects of the Co-operative mortgage. Is this a supplemental conveyancing fee set by Co-operative?
Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your lawyer may charge a fee for this. The fee is not dictated by Co-operative but by your Chessington solicitor. Numerous firms on the Co-operative panel will quote an ‘acting for lender’ fee but some practices incorporate it on their overall fee.
I am expecting a AIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Chessington solicitors on the Clydesdale conveyancing panel, or is it better to go independently?
You will need to appoint Chessington solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I am selling my apartment. I had a double glazing fitted in September 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Co-operative are being problematic. The Chessington solicitor who is on the Co-operative conveyancing panel is saying indemnity insurance will be fine but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?
It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I'm purchasing my first flat in Chessington with the aid of help to buy. The sellers refused to budge the amount so I negotiated £7000 of additionals instead. The sale representative told me not to tell my conveyancer about the side-deal as it could affect my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What makes your site different to alternative web based conveyancing brokers when it comes to conveyancing in Chessington?
At this site secure a conveyancing quote via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Chessington. As opposed to estate agents and many comparison sites we do not have referral deals with solicitors. Many agents and online brokers 'recommend' the firm paying the highest per referral, not the best value conveyancing in Chessington