I have decided to exercise my right to buy my property in Chessington off the council. I have a mortgage agreed with Lloyds. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.
Having read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Chessington solicitor - who is on the Nottingham conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Chessington surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Aldermore have agreed my home loan in principle, my offer on a property in Chessington has been agreed to, what happens next?
Your estate agent will wish to know who your solicitors are (make sure the conveyancers are on the bank’s panel). Telephone Aldermore or your financial adviser and complete any relevant paperwork. Aldermore will sellect a valuer who will get in contact with the estate agent or seller to book a slot for the valuation to happen. Once carried out (assuming no problems) it takes about a fortnight to get a mortgage offer. Aldermore will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Chessington.
I need some quick conveyancing in Chessington as I have pressure to exchange contracts in less than 2 weeks. A home loan is not required. Can I decline from having conveyancing searches to save money and time?
If.Given you are not taking a mortgage you have the choice not to do searches although no law firm would suggest that you don't. Drawing on years of experience of conveyancing in Chessington the following are examples of issues that can be revealed and adversely affect market value: Refused Planning Applications, Overdue Fees, Overdue Grants, Unadopted Roads,...
I used Wolstenholmes a few years ago for my conveyancing in Chessington. Now, I need my documents but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chessington of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Is it best to instruct a Chessington conveyancing practitioner based in the vicinity that I am hoping to buy? An old friend can handle the conveyancing but her office is a couple of hundredkilometers drive away.
The benefit of a local Chessington conveyancing practice is that you can drop in to execute paperwork, present your identification documents and apply pressure on them if necessary. They will also have local insight which is a plus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and on the whole were happy that should outweigh using an unknown Chessington conveyancing lawyer just because they are round the corner.
Our conveyancer has advised that he intends to complete and exchange simultaneously on our sale of a £350,000 maisonette in Chessington next week. The management company has quoted £312 for Landlord’s certificate, insurance certificate and previous years statements of service charge. Is it legal for a freeholder to charge an administration fee for a leasehold conveyance in Chessington?
Chessington conveyancing on leasehold flats normally involves administration charges levied by management companies :
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Addressing pre-contract enquiries
Where consent is required before sale in Chessington
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I am the registered owner of a a ground floor purpose built flat in Chessington. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the amount payable for the purchase of the freehold?
Absolutely. We are happy to put you in touch with a Chessington conveyancing firm who can help.
An example of a Lease Extension case for a Chessington premises is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.
Is planning consent required to split a house into two appartments in Chessington? This has been done to a house next door to a relative in Chessington and was unaware of the conversion until after the works were complete.
Planning permission is needed for converting a single dwelling in Chessington into flats but possibly not for reverting back to single dwelling-house so, simply put, yes.