We just had an offer accepted to purchase with Darlington Building Society. We have called around locally yet am struggling to find a Chessington conveyancing firm on the Darlington Building Society panel. Please you assist?
Feel free to make use of the search tool on this site. Pick the lender and type Chessington or your preferred area and you will see a number of lawyer offices in Chessington or by proximity to you.
We previously instructed solicitors with offices in Chessington on the TSB solicitor approved list. They have just billed me a separate fee for handling the TSB mortgage. Is this a supplemental conveyancing fee set by TSB?
Provided it is contained in their Terms of Engagement or Quote then yes your conveyancing practitioner may levy a fee for this. The charge is not dictated by TSB but by your Chessington conveyancing practitioner. Plenty of firms on the TSB panel will charge an ‘acting for lender’ fee but many practices include it on their overall fee.
We expect to receive a OIP from Principality this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Principality recommend any Chessington solicitors on the Principality conveyancing panel, or is it better to go independently?
You will need to appoint Chessington solicitors independently although you'll need to choose one on the Principality conveyancing panel. The solicitor represents both you and Principality through the process.
I am selling my house. I had a double glazing fitted in March 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Co-operative are being a right pain. The Chessington solicitor who is on the Co-operative conveyancing panel is recommending indemnity insurance as a solution but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?
It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Just acquired a detached house in Chessington , how long should it take for the Land Registry to register my ownership? My Chessington conveyancing solicitor has been very slow, so I want to be certain the land registry aspects are addressed.
As far as conveyancing in Chessington registration is no quicker or slower than anywhere else in England and Wales. Rather than based on location, timeframes can adjust according to the party submitting the application, whether there are errors and if the Land registry communicate with any third persons or bodies. As of today in the region of 80% of submission are fully addressed within two weeks but occasionally there can be protracted delays. Registration takes place once the new owner has moved in to the premises therefore an expedited registration is not usually top priority yet where it is urgent that the the registration takes place urgently then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.
I'm buying my first flat in Chessington with a mortgage from Accord Mortgages Ltd. The builders refused to move on the price so I negotiated £7000 of extras instead. The sale representative advised me not inform my solicitor about the extras as it may affect my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My company is wishing to take over a lease of a shop on the high street. Can you recommend lawyers offering no-move-no charges for commercial conveyancing in Chessington for less than 1500k?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Chessington, including the sale and purchase of businesses as well as simply premises. If you are looking to acquire or lease a shop, pub, restaurant, office, retail unit or a complete business we will find you the right solicitor. As for the fees these will vary based on the structure and heads of terms of the deal. Let us have your details or email so as to enable us to provide you with a detailed commercial conveyancing quote.
I am a negotiator for a reputable estate agent office in Chessington where we have experienced a few flat sales jeopardised due to leases having less than 80 years remaining. I have been given inconsistent advice from local Chessington conveyancing solicitors. Please can you clarify whether the owner of a flat can start the lease extension formalities for the buyer?
Provided that the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to kick-start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the buyer need not have to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the disposal of the property.
An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.
I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a Chessington conveyancing firm to help?
Where there is a absentee freeholder or where there is disagreement about what the lease extension should cost, under the relevant statutes it is possible to make an application to the First-tier Tribunal (Property Chamber) to arrive at the price payable.
An example of a Lease Extension decision for a Chessington residence is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.