At what point can the exchange of contracts occur in sale conveyancing in Esher and Claygate and am I required to attend the conveyancers office?
If you are local to one of the conveyancing solicitors in Esher and Claygate you are welcome to attend to sign contracts. That being said, the lender approved solicitors we work with provide countrywide coverage for conveyancing and give just as detailed and professional a job for you when communicating with you digitally. The signing of the contract is not the point of no return. Signing on the dotted line is necessary for the conveyancer to address the formalities at the appropriate time, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a lengthy "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Esher and Claygate)to be in the office available at the end of the phone to exchange contracts.
My aunt passed away 10 months ago and as sole heir and executor I was left the property in Esher and Claygate. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Virgin Money, pay off the mortgage. Is this allowed?
Where you intend to re-mortgage then Virgin Money will require that you use a conveyancer on the Virgin Money conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Virgin Money conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Virgin Money mortgage is registered as a charge at the Land Registry.
I have been told that property searches are the number one cause of stalling in Esher and Claygate house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of hindrances during the legal transfer of property. Searches are not likely to feature in any slowing down conveyancing in Esher and Claygate.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Esher and Claygate?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Esher and Claygate. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What does commercial conveyancing in Esher and Claygate cover?
Esher and Claygate conveyancing for business premises covers a wide array of guidance, given by qualified solicitors, relating to business premises. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
How easy is it to change a solicitor as I need to find a Esher and Claygate based conveyancer who is on the mortgage company conveyancing panel. Is it advisable to appoint a new law firm?
If you haven't yet instructed a solicitor to start work and have just received an estimate as to costs, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Esher and Claygate that you're considering.