We see that you have a search directory identifying law firms on the Kent Reliance conveyancing panel. Do firms pay you a commission if I appoint them for our own conveyancing in Meltham?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Meltham.
The Meltham conveyancing lawyers that I recently instructed on my purchase in Meltham have without warning shut down. I only went with them because I had to have a solicitor on the Principality conveyancing panel and my family Meltham lawyer was not. I issued them a cheque for £250 in advance. What do I do now?
Assuming that you have an Estate Agent in the equation then let them know immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Principality conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help.
My uncle pointed out to me me that in buying a property in Meltham there could be various restrictions prohibiting external alterations to the property. Is this right?
There are a number of properties in Meltham which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Meltham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Two weeks ago we had a mortgage agreed in principle with Virgin Money. Meltham conveyancing solicitors are chosen. How long does it take for Virgin Money to send the offer to the property lawyer?
Some lenders take longer than others. Have Virgin Money done the survey? Have you informed Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
The mortgage over my property is with Principality for my property in Meltham. Conveyancing was finalised some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Principality?
You must advise Principality before renting your property as this is likely to be a breach of Principality’s mortgage conditions. It may be that Principality will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. It should not be necessary to do this via a Principality conveyancing panel firm.
Do I need to take out insurance to address the risk of chancel repairs when purchasing a property in Meltham?
Unless a previous purchase of the property took place after 12 October 2013 you could expect solicitors carrying out conveyancing in Meltham to remain recommending a chancel search and or chancel repair liability insurance.
I used Action Conveyancing a few years ago for my conveyancing in Meltham. I now require my file but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Meltham of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Is it possible to switch conveyancer as I need to choose one who is on the National Westminster Bank conveyancing list. I had appointed a local conveyancing solicitor in Meltham five minutes from me but he is not accepted by National Westminster Bank
We will our best to assist in finding you a conveyancing solicitor in Meltham on the National Westminster Bank panel. Please note that the conveyancers that we work with do not pay us commission if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Meltham. Using search facility on this page, you can scrutinise fees for conveyancing solicitors in Meltham and throughout England and Wales.