Is there a reason why leasehold purchase conveyancing in Meltham costs more?
The conveyancing fees on a leasehold premises in Meltham is inevitably more expensive than on a freehold transaction. This is due to the supplemental work required in dealing with the freeholder and managing agents to collate the information about whether the rent and service fee have been paid and whether there are any large sums expected to be spent in the foreseeable future on repairs or maintenance of the building.
My partner and I are in the throws of viewing houses in Meltham and I am now considering a potential offer. Should I already have a conveyancer appointed at this stage? I will be getting a mortgage with RBS.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are getting a mortgage with RBS, make sure you remember to check that your lawyer is on the RBS conveyancing panel.
Completion of my remortgage has taken place for my property in Meltham. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am selling my apartment. I had a double glazing fitted in March 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Skipton are being problematic. The Meltham solicitor who is on the Skipton conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am planning on selling our property in Meltham and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers instructed a factory type conveyancing practice rather than a conveyancing solicitor in Meltham. Having lived in Meltham for three years we know of no issue. Do we contact our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Are there restrictive covenants that are commonly identified as part of conveyancing in Meltham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Meltham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm remortgaging my existing property to a BTL loan with National Westminster Bank and I will use the ballance of the raised equity as a down payment on further house. The neighborhood we are talking about is Meltham. Will your lawyers be able to act for both sets of banks and link together the transactions?
Do use our comparison tool on this page to ensure that the lawyers are on the appropriate lender panels. Having checked that they are your solicitor will be able to connect the two deals but you should talk with you solicitor and specify your desired outcome and requirements.
A loan agreement from a mortgage company for the refinancing of my 4 bedroom maisonette is due within the next few days. Could you recommend an efficient remortgage conveyancing lawyer in Meltham ?
This site is not designed to help in pursuit of a cheap conveyancing in Meltham. Our aim is to provide value for money conveyancing but our intention is not to work with the cheapest lawyers. Do not be fooled by companies offering low cost conveyancing in Meltham.At best, in going for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for extras and still not get the service expected.