In the event thatI were to buy a simple residential homein Torrington mortgage fee and dispense with a survey and no conveyancing searches how much could I expect to have to pay for conveyancing in Torrington?
Any savings you would achieve will be limited to the disbursement for searches. The lawyer still be obliged to do everything else - money laundering, liaising with your sellers conveyancer, SDLT submission, register the ownership etc. You might save a bit for them not having to register a mortgage however it will not be a lot.
I had intended to instruct a conveyancing solicitor in Torrington for our house purchase. Our broker has since advised us that our bank Platform Home Loans Ltd won't deal with them. Why is this not regarded as unduly restrictive?
A lender can insist on a panel solicitor act for it. You would be expected to bear the charges for this. Do use our directory service to select a solicitor to conduct conveyancing in Torrington on the Platform Home Loans Ltd conveyancing panel.
What does a local search reveal regarding the property we're buying in Torrington?
Torrington conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search organisations for example Searches UK The local search is essential in every Torrington conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your property. The search should provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
I purchased a 4 bedroom Victorian property in Torrington. Conveyancing lawyer acted for me and Lloyds TSB Bank. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold with the matching property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Torrington and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with the conveyancing solicitor who conducted the purchase.
In surfing the web for the phrase conveyancing in Torrington it reveals many solicitorslocally. How do I determine which is the right conveyancer for my move?
The preferential way of seeking the right conveyancer is through a personal testimonial, so ask colleagues and family who have bought a property in Torrington or the respected estate agent or financial adviser. Costs for conveyancing in Torrington vary, so it's sensible to obtain at least four costs illustrations from different companies. Be sure to seek confirmation that the charges are assured not to rise.
My wife and I recently discovered that one of the directors of the law firm acting on the purchase conveyancing in Torrington is related to the vendor. Is this acceptable?
On the basis that there is no conflict of interest this is permitted. Where you are obtaining mortgage finance then the mortgage company may have a say as many mortgage companies have specific requirements on this. For example for RBS - Virgin One as of 19/4/2025, the requirements read as follows :