Will my conveyancing lawyers need to check that the building insurance when buying a house in Messingham. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/12/2024, the requirements read as follows :
I am due to move property in January. Should my conveyancing solicitor liaise with the removal company on the day of completion. On a separate note, can you recommend a removal company in Messingham. Conveyancing firm was chosen prior to coming across your website.
On the afternoon of completion you can collect the house keys from the estate agent but this should only be done once the vendors lawyers advise the agent that they have the completion monies and the keys can be handed over. Subsequently you will need to advise the removal men that they can start moving you in. We are not in a position to recommend a particular removal company but can assist you in choosing a residential property solicitor in Messingham or a firm with expertise in conveyancing in Messingham.
is it true that all Messingham solicitor practices on the Virgin Money conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Virgin Money conveyancing panel they would need to be regulated by the SRA. Many banks do list licenced conveyancers on their panel in which case such practice would be overseen by the Council of Licensed Conveyancers.
How can we tell if a Messingham conveyancing solicitor on the Coventry BS panel is any good?
When it comes to conveyancing in Messingham getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor carrying out your transaction.
I used Stirling Law a few years past for my conveyancing in Messingham. Now, I need the documents however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Messingham of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Messingham differ for new build properties?
Most buyers of new build property in Messingham contact us having been asked by the seller to sign contracts and commit to the purchase even before the property is constructed. This is because developers in Messingham tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Messingham or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Messingham is where the house is located. Can you offer any opinion?
Flying freeholds in Messingham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Messingham you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Messingham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We're novice buyers - had an offer accepted, yet the agent advised that the seller will only proceed if we instruct the agent's recommended conveyancers as they are insisting on a ‘quick sale’. We would rather use a family solicitor who is familiar with conveyancing in Messingham
It is unlikely the sellers are behind this. If they desire ‘a quick sale', taking such a hostile approach to a motivated buyer is not the way to achieve this. Speak to the owners direct and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)but you intend to use your own,trusted Messingham conveyancing firm - rather thanthose that will provide the estate agent a commission or meet his conveyancing thresholds pre-set by head office.