We were just about to sign contracts for a ground floor flat in Winterton. We have hit a snag. Our mortgage offer with Chelsea Building Society runs out on 17/9/2025 but the sellers are insisting on a completion date of 19/9/2025. Can one prolong the mortgage expiry date?
The best person to address this concern is your conveyancer who will hopefully calculate if he or she is should be discussing with the mortgage company, owner’s solicitors, selling agents or conceivably all three based on what has gone on in your transaction as of today.
We are selling our home in Winterton and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any local lawyer would know this is not the case. It does beg the question why the buyers used an internet conveyancing outfit rather than a conveyancing solicitor in Winterton. We have lived in Winterton for 4 years we know that this is a non issue. Do we contact our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I am buying a new build house in Winterton with the aid of help to buy. The builders refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not inform my conveyancer about the extras as it would put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey done on a house in Winterton in advance of instructing solicitors. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some lenders may not issue a mortgage on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Winterton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Winterton to see if the conveyancing costs will increase in light of this.
What does commercial conveyancing in Winterton cover?
Non domestic conveyancing in Winterton incorporates a broad range of services, provided by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
I need to retain a conveyancing solicitor for some conveyancing in Winterton. I have stumble across a web site which appears to be the ideal answer If it is possible to get all the legals completed via phone that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?