My brother-in-law has suggested I instruct a conveyancing solicitor in Scunthorpe. I need to find out whether they are accepted on the Leeds Building Society approved list of lawyers. Can you assist?
The first thing to do is e-mail the conveyancer and ask them if they are on the lender panel. Otherwise you should get in touch with Leeds Building Society who may be able to help.
Is it necessary to pay for insurance to cover chancel repairs when acquiring a residence in Scunthorpe?
Unless a previous purchase of the premises completed post 12 October 2013 you could expect solicitors carrying out conveyancing in Scunthorpe to continue to propose a a chancel search and or chancel repair liability policy.
Are there restrictive covenants that are commonly picked up during conveyancing in Scunthorpe?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Scunthorpe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm purchasing a new build house in Scunthorpe with a loan from HSBC Bank. The builders would not reduce the price so I negotiated 6k of extras instead. The property agent suggested that I not inform my lawyer about this side-deal as it could jeopardize my mortgage with HSBC Bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a straight forward, chain free conveyancing. Scunthorpe is the location of the property. What do you suggest?
Flying freeholds in Scunthorpe are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Scunthorpe you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Scunthorpe may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
In what way can the Landlord & Tenant Act 1954 affect my commercial offices in Scunthorpe and how can your lawyers assist?
The 1954 Act gives protection to business leaseholders, giving them the legal entitlement to make a request to court for a renewal lease and remain in occupation at the end of an expired lease. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and assist with commercial conveyancing in Scunthorpe