I am planning to acquire a house and require a conveyancing solicitor in Scunthorpe who is on the The Mortgage Works solicitor. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for The Mortgage Works in certain locations such as Scunthorpe. We dont recommend any particular firm.
Last month we had a mortgage agreed in principle with TSB. Scunthorpe conveyancing practitioners have been selected. How long does it take for TSB to send the offer to the conveyancing practitioner?
There is no definitive answer here. Have TSB conducted the valuation? Have you informed TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have paid off my mortgage with Barclays. I assume I don't need a Scunthorpe property lawyer on the Barclays panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
I am selling my house. I had a double glazing fitted in March 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Bank of Ireland are being a right pain. The Scunthorpe solicitor who is on the Bank of Ireland conveyancing panel is saying indemnity insurance will be fine but Bank of Ireland are insisting on a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My wife and I are downsizing from our house in Scunthorpe and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local lawyer would know this is not the case. It does beg the question why the purchasers are using an internet conveyancing outfit as opposed to a conveyancing solicitor in Scunthorpe. Having lived in Scunthorpe for many years we know of no issue. Should we get in touch with our local Authority to get confirmation that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who handled the conveyancing in Scunthorpe 10 years ago are no longer around. What are my next steps?
In today’s world there are copies made of almost everything, and your conveyancer should be aware exactly where to look for all the relevant documentation so you may buy or sell your property without a hitch. Where copies are not available, your lawyer may be able to arrange cover in the form of insurance or indemnities against future claims on your premises.
Due to the input of my in-laws I had a survey completed on a house in Scunthorpe ahead of appointing solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some lenders tend not give a loan on this type of premises.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Scunthorpe. Conveyancing may be slightly more expensive based on your lender's requirements.
Can a conveyancer remove a name from the title of my property in Scunthorpe ?
Removing or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancing practitioner