I have just been advised by my broker that my Scunthorpe lawyer is not on the lender Solicitor panel. How can I be certain that this is indeed the case?
You need to call your Scunthorpe lawyer directly. You lawyer should notify you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
We are planning to acquire a property and require a conveyancing solicitor in Scunthorpe who is on the Kent Reliance conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in Scunthorpe.
I am aiming to move property in November. Will my conveyancing solicitor update the removal company on the completion day. Incidentally, can you recommend a removal company in Scunthorpe. Conveyancing solicitor was found before I stumbled across your site.
On the day of completion you can pick up the house keys from the selling agent but this can only be done when the sellers conveyancers confirm to the agent that they have the completion monies and the keys can be collected. Subsequently you will need to advise the removal men that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can assist you in finding a conveyancing in Scunthorpe or a firm that specialises in conveyancing in Scunthorpe.
My wife and I have arranged a further advance on our home loan from RBS as we want to conduct a loft conversion to our home in Scunthorpe. Do we need to appoint a nearby Scunthorpe solicitor on the RBS conveyancing panel to handle the paperwork?
RBS do not ordinarily require firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS panel.
Our offer on a semi in Scunthorpe has been agreed to, but there is a chain. The vendors have offered on a flat, but it’s not yet agreed to, and are looking at other properties booked. I have instructed a local conveyancing solicitor in Scunthorpe. What should be my next step? When do I get the mortgage application with Clydesdale started?
It is normal to have anxieties where there is a chain as you are unlikely to want to incur costs too early (mortgage application is approx £1k, then survey, Scunthorpe conveyancing search costs, etc). The first thing to do is check that your lawyer is on the Clydesdale conveyancing panel. As to the subsequent stages this very much depends on the uniqueness of your case, desire for this property and on the state of the market. In a buoyant market the majority of buyers will apply for a home loan with Clydesdale and pay for the valuation and only if it was satisfactory would they pay their property lawyer to move forward with searches.
Over the last few months I have been searching for a leasehold apartment up to £305k and identified one round the corner in Scunthorpe I like with amenity areas and railway links nearby, however it only has 49 years on the lease. There is not much else in Scunthorpe in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a home loan the remaining unexpired lease term will likely be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you could ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
My husband and I are first time buyers - agreed a price, but the agent has warned us that the seller will only proceed if we use their recommended solicitors as they need an ‘expedited deal’. We would rather use a high street conveyancer used to conveyancing in Scunthorpe
We suspect that the seller is not behind this request. Should the vendor desire ‘a quick sale', alienating a motivated buyer is not the way to achieve this. Contact the owners directly and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you will continue to instruct your preferred Scunthorpe conveyancing firm - rather thanthe ones that will provide their estate agent a commission or hit his conveyancing targets demanded by senior management.
Myself and my husband have just had an offer accepted on a apartment and had an appointment on Friday with Nationwide for the mortgage. They warned me that when it comes to appointing a solicitor that if they are not on their approved panel of conveyancing practitioners then we will be subject to an an additional fee of about two hundred pounds. This is is due to the fact that they would then have to instruct a conveyancer to act for them in addition to the one we appoint on our behalf and we assume responsibility for their fees. I have asked Nationwide to send me with a list so I can request quotes only from their approved lawyers but was told that I need to check with each individual conveyancer to see if they are on the panel. Is there a list online?
You can enquire of Nationwide what their criteria for panel membership is for a conveyancer.Thereafter ask the property lawyer of your choice whether they fit that criteria and have they acted on loans for Nationwide previously. If the answer to those is yes, then just clarify this with Nationwide. Another option is to utilise our search tool and we may be able to locate a property lawyer in Scunthorpe on the panel for Nationwide.