Much to our surprise we have been advised by our IFA that my Motspur Park property lawyer is not on the mortgage company Solicitor panel. What can I do to be sure if this is correct?
The sensible course of action for you to take is to call your Motspur Park conveyancer. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they may recommend you to a Motspur Park conveyancing practice that is on the approved list of lawyers for your mortgage company.
We see that you have a search directory listing solicitors on the Kent Reliance conveyancing panel. Do firms pay you a referral fee if I appoint them for our conveyancing in Motspur Park?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Motspur Park.
I had intended to instruct a property lawyer in Motspur Park for our house move. Our financial adviser informed us that our bank Leeds Building Society won't deal with them. Why is this not regarded as unfair competition?
A lender will require an approved conveyancer act for it. You would be liable to meet the cost of this. Please make use of our tool to locate a solicitor to carry conveyancing in Motspur Park on the Leeds Building Society conveyancing panel.
I decided to have a survey completed on a house in Motspur Park before appointing solicitors. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some lenders may refuse to grant a loan on such a home.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Motspur Park. Conveyancing will be smoother if you use a solicitor in Motspur Park especially if they are acquainted with such properties in Motspur Park.
As co-executor for the estate of my aunt I am selling a property in Swansea but reside in Motspur Park. My lawyer (approximately 200 kilometers awayrequires that I execute a stat dec before the transaction finalising. Can you recommend a conveyancing practitioner in Motspur Park who can attest this legal document for me?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are located in Motspur Park
We are buying a three room apartmentin Motspur Park with a loan from a mortgage company. We like our lawyer in Motspur Park but our bank inform us now that she’s not approved on their "panel". It seems we have little choice but to instruct from the our bank panel solicitors or stay with our Motspur Park solicitor and incur the extra costs for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The bank home loan offered to you is subject to its terms and conditions, one of which will be that solicitors will on the lender's conveyancing panel. Until recently, most banks had open panels, including almost all conveyancing solicitors in Motspur Park : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your lender.