What is the optimal way of finding a cost effective conveyancing in Old Malden?
First ask connections who they would recommend.
Option 2 is to look on the web for conveyancing in Old Malden. Call a couple or more firms listed and ask them to send you their conveyancing costs illustrations and speak to the lawyer who will handle your legal process ahead ofmaking your choice.
Option 3 is to use our search tool to assist you in finding the right lawyers taking into account your individual requirements including the type of property,speed, complexity and who your intended lender is. Avoid the trap of appointing £99 conveyancing in Old Malden
We see that you have a search directory identifying solicitors on the TSB conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Old Malden?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Old Malden.
Two weeks ago we had a mortgage agreed in principle with Nationwide. Old Malden conveyancing lawyers have been selected. What is the average time that one could expect to receive a mortgage offer from Nationwide?
Some lenders take longer than others. Have Nationwide completed the survey? Have you informed Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have today made my last payment due on my mortgage with Skipton. I assume I don't need a Old Malden lawyer on the Skipton panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I have a mortgage with Virgin Money for my property in Old Malden. Conveyancing was finalised a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Virgin Money?
Virgin Money must be informed of your intention before renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. It may be that Virgin Money will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel lawyer.
The deeds to my home can not be found. The conveyancers who dealt with the conveyancing in Old Malden 10 years ago are no longer around. What do I do?
You no longer need to have the physical official documentation to prove you own the land or premises, as the Land Registry have everything they need in a digital format.
I'm converting the mortgage on my existing house to a buy to let loan with Virgin Money and intend to use the remaining equity as a deposit on a second house. The area we are looking at is Old Malden. Will your solicitors be able to act for the two lenders and link together the two deals?
Do use our search tool on this page to check that the solicitors are on the relevant lender panels. Having checked that they are your solicitor should be able to simultaneously deal with the two conveyancing matters but you should talk with you conveyancer and communicate your desired outcome and needs.
Having had my offer accepted I require leasehold conveyancing in Old Malden. Before diving in I would like to find out the unexpired term of the lease.
Assuming the lease is recorded at the land registry - and most are in Old Malden - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Having spent years of correspondence we are unable to agree with our landlord on how much the lease extension should cost for our flat in Old Malden. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
You certainly can. We are happy to put you in touch with a Old Malden conveyancing firm who can help.
An example of a Lease Extension decision for a Old Malden flat is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.