I am in the market for a low cost conveyancer. Should I go for for a nationwide conveyancer as opposed to a family Norwich conveyancing solicitor?
Generally conveyancing practitioners in your area will enjoy good connections with your local authority, which could assist with the Norwich conveyancing searches that your solicitor will require. It can only help if they have existing relationships with the Local Land Registry Office your area Norwich, other property lawyers in the location and Norwich property agents.
When can the exchange of contracts occur in residential conveyancing in Norwich and am I required to attend the lawyers office?
Where you are local to our conveyancing solicitors in Norwich you are welcome to come in to sign documents. That being said, the firms we work with provide a countrywide conveyancing service and provide just as diligent and professional a job for you when dealing with you by post or email. The executing of the contract is not the critical part. Signing on the dotted line simply enables the solicitor to exchange contracts at the appropriate time, which is ordinarily shortly after signing. The procedure is is usually a five minute process, although where a long "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Norwich)to be in the office available at the end of the phone to exchange contracts.
My flat in Norwich is up for sale and I have accepted an offer. Does my conveyancing practitioner have to be required to be on the Yorkshire BS conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Yorkshire BS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently currently.
Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when purchasing a residence in Norwich?
Unless a prior purchase of the property completed after 12 October 2013 you may expect solicitors delivering conveyancing in Norwich to remain recommending a chancel search and or insurance against a claim.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Norwich?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Norwich. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm converting the mortgage on my current home to a buy to let mortgage with Aldermore and I will use the ballance of the raised equity as a deposit on another house. The location we are talking about is Norwich. Will your lawyers be able to act for both sets of banks and link together the transactions?
Do use our search tool on this site to be sure that the conveyancers are approved by both mortgage companies. On the basis that they are your lawyer will be able to connect the two transactions but you should talk with you solicitor and make clear your expectations and requirements.