I have just been advised by my mortgage broker that my Catton lawyer is not on the bank Conveyancing panel. What can I do to be certain that this is indeed the case?
You need to contact your Catton conveyancer. You lawyer should inform you what has happened. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
There are plenty of conveyancing solicitors in Catton but how do I know who's good?
It would be unwise to be swayed by the lowest Catton conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
My partner and I are at the point of viewing flats in Catton and I am now considering a potential offer. Should I already have a solicitor in place at this point? I will be getting a mortgage with Clydesdale.
It would be wise to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are getting a mortgage with Clydesdale, ask your prospective lawyers if they are on the Clydesdale conveyancing panel otherwise they can't do the mortgage legal work.
Co-operative have agreed my mortgage in principle, my offer on a apartment in Catton has been accepted, now what?
Your property agent will wish to know who your solicitors are (make sure the conveyancing practitioners are on the lender’s approved list). Contact Co-operative or the broker and finish off any outstanding paperwork. Co-operative will instruct a valuer who will get in touch with the estate agent or vendor to book an appointment. Once conducted (assuming no problems) it takes about a week for the mortgage offer to be issued. Co-operative will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Catton.
Will my lawyer be making enquiries concerning flooding as part of the conveyancing in Catton.
Flooding is a growing risk for lawyers dealing with homes in Catton. There are those who acquire a house in Catton, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or dispose of the premises. Steps can be carried out during the course of a house purchase to forewarn the buyer.
Solicitors are not qualified to give advice on flood risk, but there are a numerous searches that can be undertaken by the buyer or by their solicitors which can give them a better understanding of the risks in Catton. The conventional set of property information forms sent to a buyer’s solicitor (where the Conveyancing Protocol is adopted) contains a standard question of the vendor to determine whether the property has ever been flooded. If flooding has previously occurred and is not disclosed by the vendor, then a buyer could issue a claim for damages as a result of such an misleading answer. The purchaser’s conveyancers will also conduct an environmental report. This should disclose whether there is any known flood risk. If so, additional inquiries will need to be made.
I used Action Conveyancing several years past for my conveyancing in Catton. I now require my papers however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Catton of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
About to purchase a new build apartment in Catton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Catton
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The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
My sister purchased her house in Catton in 2005. She has got married, widowed and has recently remarried. She wishes to sell the property in a couple of months. I think she will simply be asked to supply copies of the marriage papers to the lawyer but she is concerned it could hold up the sale of the property. Should she appoint a lawyer to update the Land Registry information for the house?
You are not required to update the title for the property providing you have the proof required to show how the name change has come about.
Any purchaser’s lawyer will check the land registry entries and require evidence to establish the name change for instance marriage certificates.