Can your site be used to find a Conveyancing solicitor in Bowthorpe even if I’m not buying or disposing of a house, for example where I intend to acquire an office in Bowthorpe with a mortgage from Platform Home Loans Ltd?
The service is predominantly used to select residential conveyancing solicitors in Bowthorpe but we have listed at the end of this page a selection of Bowthorpe commercial conveyancing firms. You will need to speak with the company directly to check if they can also act for Platform Home Loans Ltd
I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a house in Bowthorpe? or Apparently there is a law dating back centuries that could mean that owners of property living in a parish church boundary may be liable to pay for repairs to the chancel in proximity to the church. Is this applicable for conveyancing in Bowthorpe?
Unless a prior purchase of the property took place post 12 October 2013 you can take it that solicitors handling conveyancing in Bowthorpe to remain recommending a chancel search and or insurance against a claim.
My wife and I own a renovated Victorian property in Bowthorpe. Conveyancing practitioner acted for me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold under the exact same property. Is it worth asking Nationwide Building Society to clarify?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bowthorpe and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing lawyer who conducted the purchase.
I'm buying a new build house in Bowthorpe with the aid of help to buy. The developers refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not reveal to my lawyer about this extras as it would put at risk my mortgage with Accord Mortgages Ltd. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a flat up to £305k and identified one round the corner in Bowthorpe I like with amenity areas and railway links nearby, however it only has 52 remaining years left on the lease. There is not much else in Bowthorpe for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a home loan that many years may be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for at least 2 years you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
I am an executor of my recently deceased parent's Will, with a property in Bowthorpe which is to be marketed. The bungalow is unregistered at HMLR and I'm advised that many purchasers will insist that it is done before they will proceed. What's the mechanism for this?
In the circumstances you refer to it seems prudent to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.