I plan on purchasing a maisonette in Costessey. My Solicitor is not listed on the lender approved panel. Am I still permitted to use my Costessey conveyancing solicitor even though they are excluded from the bank approved list?
Your options include
- Proceed with your preferred Costessey lawyer but your lender will no doubt appoint a lawyer on their conveyancing panel. The net result is additional charges together with probable frustration.
- Choose a new conveyancer to act in the purchase, ensuring that they are on the mortgage company conveyancing panel.
- Convince your solicitor to do everything possible to join the bank’s panel of solicitors
I require conveyancing for a flat in a fairly new development (6 years built) in Costessey. 95% of the properties are already sold. Is it strictly necessary to order conveyancing searches as part of conveyancing in Costessey?
Where you are obtaining a mortgage, your lender will require some (many) of the searches so you'll have no choice. If not, then Costessey conveyancing searches are for you to decide upon. Your solicitor, will 'advise', perhaps in the strongest possible terms, that you should have the searches done, but he or she is duty bound in this regard. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you insist that your lawyer to proceed without searches then your lawyer will have to follow your instructions or you will need to change to an alternative solicitor for your conveyancing in Costessey.
Due to the input of my in-laws I had a survey completed on a house in Costessey prior to instructing lawyers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some banks may not issue a loan on a flying freehold house.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Costessey. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Costessey to see if the conveyancing will be more expensive.
How do I use your search tool to choose a conveyancing lawyer in Costessey on the authorised to act for my lender?
First select a mortgage company such as Nationwide Building Society, The Mortgage Works or TSB then choose your preferred area for instance Costessey. Conveyancing practices in Costessey and beyond will then be shown.
My uncle has suggested that I instruct his conveyancing solicitors in Costessey. Should I choose my own property lawyer?
No doubt it’s preferable to select a conveyancing solicitor is to get feedback from friends or family who have experience in using the conveyancer you're considering.
Online reading suggests that Costessey solicitors are more costly than licensed conveyancers in Costessey when it comes to buying a house. Am I better off using a conveyancer or a solicitor if I am buying a property in Costessey.
When it comes to conveyancing in Costessey the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.