Would the conveyancing solicitors that you recommend perform right to buy conveyancing in Costessey?
We work with a number of conveyancing experts who can conduct right to buy transactions Do call the conveyancers listed with a view to obtain a conveyancing quote.
Completed the sale of my flat in Costessey last October yet the purchaser is telephoning me to moan that his conveyancer is waiting to hear from mine. What should have happened following completion?
Following your disposal your lawyer is committed to deliver the transfer documentation and all of the paperwork to the purchaser's lawyers. If applicable, your solicitor must also confirm that the home loan has been discharged to the buyers conveyancers. There is unlikely to be post completion formalities peculiar conveyancing in Costessey.
Do the Building Society Association intend to launch a search tool with a view to list law firms on the Darlington Building Society conveyancing panel for instance in Costessey?
We are not aware of any intention on the part of the BSA to develop such a register.
A colleague pointed out to me me that in purchasing a property in Costessey there could be a number of restrictions prohibiting external alterations to a property. Is this right?
There are a number of properties in Costessey which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Costessey should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We have agreed to purchase a house in Costessey. A rare aspect is that the roof has a solar panel. Nottingham have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Nottingham your lawyer must comply with the conveyancing instructions contained in Part two of UK Finance Lenders’ Handbook for Nottingham. The CML Handbook contains minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to Nottingham where a lease does not satisfy these provisions. The requirements relate to the installation of panels on properties in England and Wales and is not limited to Costessey.
Having read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Costessey solicitor - who is on the Skipton conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Skipton will need an independent valuation of the property. Your lawyer will not arrange this. Usually Skipton will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Costessey postcode. As you are getting a mortgage with Skipton, you could contact them to see if they have a list of approved surveyors in Costessey.
What will a local search tell me concerning the house we're purchasing in Costessey?
Costessey conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for example Xpress Legal The local search is essential in every Costessey conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your new home. The search will supply information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
My hope is to purchase a garden maisonette in Costessey. Conveyancing lawyer has been waiting for, from the owner, building insurance paperwork. This afternoon I was informed that the vendor needs to send the insurance paperwork for the flat above as well. Why would my solicitor want to review the insurance for the other flat? Is it strictly necessary? We have been waiting for the last 4 weeks…
It is not impossible in leasehold conveyancing in Costessey to find Conveyancing in Costessey in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats rather than the freeholder insuring the complete property - which is definitely better. Do check with your conveyancer but it would seem that your property lawyer is seeking to verify that the complete building is insured. Insuring your apartment is no help when it comes to rebuilding after a fire if the 1st floor cannot be reinstated as a result of lack of insurance.