It may have been a long time coming a mortgage offer from NatWest for the remortgage of my 4 bedroom flat is expected imminently. Are you able to suggest a cheap conveyancing practitioner in Onslow Village?
You have come to the wrong site to search for the cheapest conveyancing in Onslow Village. Our intention is to offer affordable conveyancing but we do not aim to advertise as being the cheapest. Do not be fooled by companies teasing you with low cost conveyancing in Onslow Village. In your best case scenario, in choosing a lawyer for cheap conveyancing, you will receive what you pay for and at worst it will result in you with a surprising uplift in additional fees and still not get the service expected.
Our lawyer has identified a a legal deficiency with the lease for the property we are buying in Onslow Village. The other side have suggested title insurance as a workaround. We are happy with insurance and will pay for it. Our solicitor has advised that he must check that the mortgage company is happy with this solution. Are we the client or is the mortgage company ?
The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the mortgage company are the client. Your conveyancer must comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I used Wolstenholmes a few years past for my conveyancing in Onslow Village. Now, I need the files however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Onslow Village of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a flat up to £235,500 and identified one near me in Onslow Village I like with open areas and transport links nearby, the downside is that it only has 52 remaining years left on the lease. I can't really find anything else in Onslow Village in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.
Given that I am about to part with £400,000 on a two bedroom apartment in Onslow Village I would like to have a conversation with the conveyancer concerning thehouse move prior to giving the go ahead to the firm. Can this be arranged?
We could not agree more - we would be delighted to talk to you we do not take any clients on without you liaising with the solicitor due to be doing your conveyancing in Onslow Village.There is no ‘factory style conveyancing’ - every client is an important person, not a case reference. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Onslow Village should be the figure that you are charged.
My husband and I are 3 weeks into a residential purchase having been directed to solicitors by the high street agent to perform conveyancing in Onslow Village. I am not happy. Could you you assist me in finding new solicitors?
They would need to be very poor in order to consider changing them. Has the loan offer been generated? If so you must make them aware of the new lawyer and ensure the loan are re-sent. The conveyancer needs to be on the mortgage company approved list to avoid added expenses and complications. So that should be your first question of the new solicitors. Our search tool will help you find a bank approved solicitor for your conveyancing in Onslow Village