Find a Lender-Approved Local Conveyancer in Guildford

A loan agreement from NatWest for the refinancing of my single room maisonette is expected by the end of next week. Are you able to recommend a low cost conveyancing practitioner in Guildford?

You are on the wrong site if you are in need of cut-price fees for conveyancing in Guildford. Our intention is to offer affordable conveyancing but our intention is not to advertise as being the cheapest. Avoid the trap of appointing companies offering the bait of £100 conveyancing in Guildford. The optimum result, in going for low cost conveyancing, you will get your money’s worth and at worst it will result in you paying a lot in extras and still not receive the service required.

I had a mortgage agreed in principle with Aldermore. Guildford conveyancing practitioners are instructed. How long does it take for Aldermore to forward the offer to the solicitor?

There is no definitive answer here. Have Aldermore conducted the survey? Have you advised Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I had an offer accepted on a property in Guildford on 17/4/2025, valuation was booked 4 days after, all came back fine. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Are Yorkshire BS entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

I've read lots of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Guildford solicitor - who is on the Co-operative conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Guildford postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Guildford.

I'm purchasing my first flat in Guildford benefiting from help to buy. The sellers would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not to tell my conveyancer about the side-deal as it would affect my mortgage with Britannia. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a flat up to £245,000 and found one round the corner in Guildford I like with amenity areas and transport links in the vicinity, however it's only got 61 remaining years left on the lease. I can't really find anything else in Guildford for this price, so just wondered if I would be making a grave error acquiring a short lease?

Should you need a home loan the shortness of the lease will be problematic. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of twenty four months you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.

I am looking into buying my first house which is in Guildford and I am already nervous. I couldn't find anything specific about Guildford. Conveyancing will be needed in due course but do you know about the Guildford area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Guildford. In the meantime here are some basic statistics that we found

We expect to complete our sale of a £225,000 apartment in Guildford in just under a week. The landlords agents has quoted £300 for Landlord’s certificate, building insurance schedule and 3 years statements of service charge. Is it legal for a freeholder to charge exorbitant fees for a leasehold conveyance in Guildford?

For the majority of leasehold sales in Guildford conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :

Addressing pre-contract enquiries Where consent is required before sale in Guildford Copies of the building insurance and schedule Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your conveyancer will have no control over the level of the charges for this information but the average costs for the information for Guildford leasehold premises is £350. For Guildford conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are obliged to provide answers.

Guildford Conveyancing for Leasehold Flats - Sample of Queries before buying

What is the length of the lease? What restrictions are contained in the Guildford Lease? How is the lease structured?