Finally, a mortgage agreement from HSBC for the refinancing of my 4 bedroom apartment is expected any day now. Can you recommend a cheap conveyancing lawyer in Guildford?
You have come to the wrong site to search for a cheap conveyancing in Guildford. Our aim is to provide excellent value conveyancing but our intention is not to advertise as being the cheapest. Do not be fooled by brokers seducing you with £100 conveyancing in Guildford. In your best case scenario, in deciding on low cost conveyancing, you will end up with what you pay for and at worst it will result in you spending a lot in additional fees and still not get the service expected.
What does my ID and proof of funds have anything to do with my conveyancing in Guildford? Is this really necessary?
It is indeed that case that these requests have nothing to do with conveyancing in Guildford. However these days you can not proceed with any conveyancing transaction without first providing evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a utility bill. Remember if you are supplying your driving licence as evidence of ID it needs to be both the paper section and photo card part, one is not sufficient in the absence of the other.
Verification of your source of monies is mandated in accordance with the Money Laundering Regulations. Please do not be offended when you are asked to produce this as your conveyancing solicitor will need to retain this information on file. Your Guildford conveyancing practitioner will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they will also ask further questions concerning the source of monies.
I am purchasing a semi-detached house in Guildford. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Guildford you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Guildford.
I completed on my flat on 9 November and my personal details is not yet registered. Any reason for this? My conveyancing solicitor in Guildford advises it will be dealt with in a couple of weeks. Are titles in Guildford particularly slow to register?
There is nothing unique when it comes to conveyancing in Guildford registration formalities. As opposed to being determined by geographic area, timeframes can differ subject to who lodges the application, whether there are errors and whether the Land registry must send notices to any interested persons or bodies. As of today roughly three quarters of submission are fully dealt with in less than three weeks but some can be subject to longer hold-ups. Historically registration is effected after the buyer is living at the premises thus an expedited registration is not typically primary concern yet where there is a degree of urgency associated with the registration then you or your solicitor could communicate with the Registry to express the reasoning for the application to be prioritised.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Guildford. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Guildford
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are surveyor prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision.
Are all Guildford legal practices on every lender conveyancing panel?
The Lexsure search tool on this page may be of use or you can go into your local lender branch in Guildford. Chances are that they can recommend conveyancing solicitors in Guildford