Recently contacted my conveyancing lawyer in Woking who acted for me two years ago requesting a conveyancing costs illustration based on the same type of house sale & purchase (a leasehold premises and a freehold premises) of almost identical values with a home loan from Leeds Building Society. I am now being quoted twice the amount. Should I look for an alternative property lawyer?
The estimate does seem a little steep. If you you were to look around you could trim some of the cost by say £125. That being said, providing that you were happy with the service the firm offered you maylive to rue opting for an an untested conveyancer. If is important to ensure the solicitor can act for Leeds Building Society. You can utilise our search tool to locate a Woking conveyancing firm on the Leeds Building Society approved list of lawyers, which can often include conveyancing solicitors in Woking.
My uncle passed away last year and as sole heir and executor I was left the house in Woking. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this possible?
Where you intend to refinance then Clydesdale will insist on your using a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.
Various online forums that I have frequented warn that are the main cause of hinderance in Woking conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not figure within the common causes of hindrances during the legal transfer of property. Searches are unlikely to feature in any slowing down conveyancing in Woking.
Are there restrictive covenants that are commonly identified during conveyancing in Woking?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Woking. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My husband and I are 18 days into a freehold purchase having been referred to solicitors by the selling agent to carry out the conveyancing in Woking. I am am starting to be dissatisfied with the quality of service. Could you you assist me in finding new lawyers?
They would need to be really poor in order to consider diss instructing them. Has your loan offer been generated? If so you will need to advise them of the new contact details and get the loan are issued to the new lawyers. Your new conveyancer should be on the lenders approved list to avoid escalating charges and complications. That should be your first question of the new lawyers. The search tool can help you find a lender approved lawyer for your conveyancing in Woking
I am hoping to buy a repression house in Woking and the mortgagee in possession would like to complete inside a week. Do property lawyers meet that timeframe? Would it be better to use a local Woking firm or an online firm that professes to offer speedy conveyancing?
Visit your Woking shopping parade. Go in to two or three firms and request to see a conveyancing solicitor for an estimate. Discuss your requirements and try and obtain a commitment on time frames. Select the firm that comes across as most genuine. You need to choose a solicitor on the panel of property lawyers approved by your lender.