I have given 8 weeks notice to my existing landlord and must leave my rented property in Osidge by 15/10/2025. Conveyancing for my house purchase has just started. Is it possible to complete in 5 weeks as I wish to avoid having to move into temporary accommodation?
The normal practice is not to give notice on a rental unless your lawyer suggests that you should. If you have not previously done so, notify to your solicitor and request that they apply pressure on the owners solicitors, try to a target completion date that all parties will work towards
Why do I have to pay up front for conveyancing in Osidge?
Where you are retaining lawyers for conveyancing in Osidge your lawyer will ask you place them with monies to cover the search fees. This will be the total of the cost of the conveyancing searches. If any deposit is as part of the sale price then this will be needed immediately before exchange of contracts. Any further balance that is due should be transferred a few days ahead of the completion date.
I am purchasing a victorian detached house in Osidge. The intention is to carry out an extension to the side at the property.Will the conveyancing process involve enquiries to see if these works are prohibited?
Your conveyancer will review the registered title as conveyancing in Osidge will sometimes identify restrictions in the title deeds which prohibit categories of alterations or necessitated the consent of another owner. Some works need local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
Please help - my lawyer advises that missing deeds insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Osidge?
The right level of missing deeds indemnity insurance depends on who your lender is. It would differ for example between Santander and Coventry Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.
Are all Osidge Conveyancing Quality Solicitors on the Leeds Building Society conveyancing panel?
It is true that some lenders now utilise the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need this when buying a house in Osidge? or Apparently there is a law dating back centuries that could mean that homeowners living in a parish church boundary may be liable to pay for maintenance towards the chancel in proximity to the church. Is this applicable for conveyancing in Osidge?
Unless a prior acquisition of the premises took place post 12 October 2013 you may assume that solicitors handling conveyancing in Osidge to continue to recommend a chancel search and or chancel repair liability policy.
I am attracted to a two apartments in Osidge both have about fifty years remaining on the leases. Should I regard a short lease as a deal breaker?
There are no two ways about it. A leasehold flat in Osidge is a wasting asset as a result of the shortening lease. The nearer the lease gets to its expiry date, the more it reduces the marketability of the property. The majority of buyers and mortgage companies, leases with less than 75 years become less and less attractive. On a more positive note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a property with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Osidge conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.
I am the registered owner of a first flat in Osidge. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the sum due for the purchase of the freehold?
You certainly can. We can put you in touch with a Osidge conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a Osidge property is 23 Beaconsfield Road in July 2013. The Tribunals decided that the amount payable was £31,203 for the freehold. This case was in relation to 2 flats. The unexpired residue of the current lease was 70.31 years.
My wife and I recently become aware that one of the directors of the law firm handling the purchase conveyancing in Osidge is an uncle of the vendor. Is this permitted?
Provided there is no conflict of interest this is allowable. Where you are obtaining a mortgage then the lender may have a say as many banks have specific requirements concerning this. For example for Halifax as of 17/8/2025, the requirements read as follows :