My fiance and I are hoping to buy a home in Chase Side and have appointed a Chase Side conveyancing practice. Within the past 48 hours our lawyer has forwarded the sale agreement to be signed with a detailed report with a view to exchanging next week. Virgin Money have this morning contacted us to advise us that they have now hit a problem as our Chase Side conveyancer is not on their conveyancing panel. Is this a problem?
When purchasing a property with the benefit of a mortgage it is normal for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel and you may continue to use your own Chase Side solicitors, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.
I have given 8 weeks notice to my current landlord and have to vacate my let out property in Chase Side by 26/5/2026. Conveyancing for my house purchase is progressing. Is it possible to complete in three weeks as don't want to have to move into temporary accommodation?
Generally one should not give notice on a rental unless you have exchanged. If you have not already done so, notify to your conveyancer and request that they chase the other solicitors, try to get a realistic time scale from them that everyone will look to achieve
About to place a bid on a leasehold property in Chase Side. The estate agents tell me that it is usual for flats in Chase Side to have less than 75 years left on the lease. I am expecting a loan with Tesco Bank. Is this going to be acceptable if the lease has 72 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 29/3/2026 the requirements read as follows :
I have a semi-detached Georgian property in Chase Side. Conveyancing lawyer acted for me and Godiva Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: one for freehold, the second leasehold with the matching property. Is it worth asking Godiva Mortgages Ltd to clarify?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chase Side and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing solicitor who conducted the conveyancing.
Is it possible to transfer to a new solicitor as I need to choose a firm on the Accord Mortgages Ltd conveyancing panel. I instructed a family conveyancing solicitor in Chase Side round the corner but the firm is not accepted by Accord Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in Chase Side on the Accord Mortgages Ltd panel. Please note that the solicitors that we on the directory do not pay us fee if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in Chase Side. In making use of search facility on this page, you can compare fees for conveyancing solicitors in Chase Side and beyond.
I only have 72 years left on my flat in Chase Side. I am keen to extend my lease but my landlord is can not be found. What are my options?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. You will be obliged to demonstrate that you or your lawyers have made all reasonable attempts to find the freeholder. In some cases an enquiry agent would be helpful to try and locate and prepare an expert document to be used as evidence that the freeholder is indeed missing. It is advisable to get professional help from a solicitor in relation to devolving into the landlord’s absence and the application to the County Court covering Chase Side.
I own a basement flat in Chase Side. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the sum payable for the purchase of the freehold?
You certainly can. We can put you in touch with a Chase Side conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a Chase Side property is 23 Beaconsfield Road in July 2013. The Tribunals decided that the amount payable was £31,203 for the freehold. This case affected 2 flats. The unexpired residue of the current lease was 70.31 years.