Me and my partner are planning to acquire a 3 bedroom flat in East Barnet with a mortgage. We have a East Barnet conveyancer, but the lender advise she’s not on their "panel". It appears that we have little option but to select one of the bank panel firms or continue with our East Barnet lawyer and pay for one of their panel ones to act for them. We feel that this is unjust; can we not insist that the mortgage company use our East Barnet property lawyer ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your East Barnet conveyancing lawyer to apply to be on the conveyancing panel.
Would the conveyancing practitioners listed on your site handle auction conveyancing in East Barnet?
There are a number of niche solicitors we can put you in touch with those conducting auction conveyancing. East Barnet is one of the many locations where our lawyers cover.
We are purchasing a flat and require a conveyancing solicitor in East Barnet who is on the Santander solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in East Barnet.
My colleague recommended that if I am buying in East Barnet I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes included in the estimate for your East Barnet conveyancing searches. It is not a small report of about 40 pages, listing and detailing important information about East Barnet around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the East Barnet Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information concerning East Barnet.
I opted to have a survey completed on a property in East Barnet ahead of instructing conveyancers. I have been informed that there is a flying freehold overhang to the property. My surveyor advised that some banks tend not grant a mortgage on such a house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. Should you wish to call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in East Barnet. Conveyancing may be slightly more expensive based on your lender's requirements.
My husband and I are 14 days into a residential purchase having been referred to conveyancers by the local agent to carry out the conveyancing in East Barnet. I am not happy. Can you help me find new lawyers?
They would need to be really bad to suggest replacing them. Has the loan offer been issued? In the event that it has you must inform them of the new contact details and get the mortgage documents are re-sent. The solicitor ideally should be on the banks panel to avoid added charges and complications. So that should be your starting point. The search tool should help you find a bank approved solicitor for your home move in East Barnet