We were just about to sign contracts for a semi detached house in Portland. We encountered a stumbling block. The mortgage offer with Britannia runs out on 14/10/2026 but the sellers are insisting on a completion date of 16/10/2026. Is it possible to prolong the loan offer?
The person best placed to deal with your question is your conveyancer who will determine whether they should be discussing with the bank, vendor’s conveyancers, property agents or indeed all parties taking into account the circumstances your conveyancing as of today.
We note that you have a post code search directory listing law firms on the Coventry BS conveyancing panel. Do companies pay you a referral fee if I retain them for our own conveyancing in Portland?
We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Portland.
I am buying a property and the solicitor has identified Chancel Repair for which the property could be obligated to pay given it’s proximity to the area of such a church. He has suggested insurance. Is this really warranted for conveyancing in Portland
Unless a previous acquisition of the house took place after 12 October 2013 you could take it that solicitors handling conveyancing in Portland to continue to advocate a chancel search and or chancel repair liability policy.
I decided to have a survey carried out on a house in Portland in advance of appointing lawyers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some lenders will not grant a loan on such a premises.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. If you e-mail us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Portland. Conveyancing may be slightly more expensive based on your lender's requirements.
Are there any apps to help identify a Portland solicitor on the Alliance & Leicester conveyancing panel? I drive a motor bike and am happy to travel upto 25kilometers to meet the conveyancer.
You can use the tool on this website. Please pick a lender and your location and you will see a number of Portland conveyancing lawyers located nearest you. We have listed some Portland conveyancing firms at the bottom of this page and you can ring them to check whether they are on the Alliance & Leicester member panel
My husband and I are first time buyers - had an offer accepted, yet the property agent informed us that the vendor will only move forward if we use the agent's preferred conveyancers as they need a ‘quick sale’. My instinct tells me that we should use a family solicitor accustomed to conveyancing in Portland
We suspect that the seller is not behind this ultimatum. If they require ‘a quick sale', turning down a serious purchaser is counter productive. Speak to the owners direct and explain that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you do not need to sell (d) you intend to proceed fast (e)however you will continue to appoint your preferred Portland conveyancing firm - as opposed tothose that will earn the estate agent a commission or meet his conveyancing targets demanded by senior management.