My bank has recommended solicitors on their panel based in Dorchester but I would rather instruct a conveyancing lawyer in Dorchester or nearer to where I live. Can you assist?
Not all Dorchester conveyancing practices are listed all lender’s conveyancing panel. Use the above search tool to find a Dorchester conveyancing solicitor on the on the mortgage company panel.
We are intent on selling our house in Dorchester and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any high street Dorchester lawyer would know that there is no such problem. For the life of me I don't know why the purchasers are using a factory type conveyancing outfit rather than a conveyancing solicitor in Dorchester. We have lived in Dorchester for 5 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get confirmation need.
It sounds as though you may have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
The deeds to our home can not be found. The solicitors who conducted the conveyancing in Dorchester 5 years ago have long since closed. What are my options?
Assuming the title is registered the details of your proprietorship will be evidenced by the Land Registry under a Title Number. It is easy to execute a search at the Land Registry, find your house and obtain current copies of the property title for a small fee. If the title is Leasehold then the Land Registry will usually retain a certified duplicate of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
I am purchasing a new build house in Dorchester benefiting from help to buy. The builders refused to reduce the price so I negotiated £7000 of extras instead. The sale representative suggested that I not inform my solicitor about this extras as it would adversely affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My father-in-law has encouraged me to instruct his conveyancing solicitors in Dorchester. Should I find my own solicitor?
There are no two ways about it the ideal way to find a conveyancing solicitor is to seek guidance from friends or relatives who have actually experience in using the conveyancer that you are are thinking of instructing.
My wife and I purchased a leasehold house in Dorchester. Conveyancing and Clydesdale mortgage went though with no issue. I have received a letter from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1991. The conveyancing practitioner in Dorchester who previously acted has now retired. What should I do?
The first thing you should do is make enquiries of HMLR to be sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to instruct a Dorchester conveyancing practitioner to do this as it can be done on-line for £3. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Dorchester Leasehold Conveyancing - Examples of Questions you should consider before Purchasing
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Its a good idea to discover as much as possible regarding the company managing the building as they will affect your use and enjoyment of the property. As the proprietor of a leasehold property you are often in the clutches of the managing agents from a financial perspective and when it comes to practical issues like the tidiness of the common parts. Don't be shy to ask other people what they think of them. On a final note, investigate as to the dates that you are obliged pay the service charge to the managing agents and specifically how they are spending the funds. It is important to be aware whether window replacement or some other major work is coming up that will be shared between the tenants and will materially impact the level of the maintenance charges or require a one off invoice. What is the maintenance charge and ground rent on the apartment?