I am getting a mortgage with Lloyds. I would like to use a Licensed Conveyancer in Poundbury. Does the Lloyds Conveyancing panel exclude Licensed Conveyancers?
The Lloyds approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Finally the sale completed on my house in Poundbury last April but our buyer keeps whats apping daily complaining that his lawyer needs to hear from mine. What are the post completion sale legalities following completion?
Post completion of your disposal your lawyer should forward the transfer documentation and all of the paperwork to the purchaser's solicitors. Depending on the transaction, your conveyancer should also evidence that the legal charge in favour of the lender has been paid off to the purchasers solicitors. There are no post completion steps peculiar conveyancing in Poundbury.
Two weeks ago we had a mortgage agreed in principle with Skipton. Poundbury conveyancing practitioners were chosen. How long does it take for Skipton to issue the offer to the lawyer?
There is no definitive answer here. Have Skipton conducted the valuation? Have you informed Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
We have agreed to purchase a house in Poundbury. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nottingham be concerned?
As you are obtaining a mortgage with Nottingham your lawyer must comply with the formal instructions contained in Section 2 of UK Finance Lenders’ Handbook for Nottingham. The Council of Mortgage Lenders’ Handbook contains minimum specifications for solar panel roof-space leases, and conveyancing practitioners are required to report to Nottingham where a lease fails to satisfy these provisions. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Poundbury.
Santander have agreed my mortgage in principle, my offer on a apartment in Poundbury has been accepted, now what?
The property agent will wish to know who your solicitors are (be sure the conveyancing practitioners are on the bank’s panel). Call up Santander or the financial adviser and finalise any appropriate documentation. Santander will instruct a valuer who will get in touch with the selling agent or seller to arrange an appointment. Once conducted (assuming no problems) it takes on average ten days to receive the mortgage offer. Santander will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Poundbury.
What does a local search tell me about the house my wife and I purchasing in Poundbury?
Poundbury conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company for instance Xpress Legal The local search is essential in every Poundbury conveyancing purchase; that is if you wish to avoid any unpleasant surprises after you move into your property. The search will reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.
I'm remortgaging my primary house to a buy to let loan with Halifax and I will use the rest of the raised equity as a deposit on another property. The neighborhood we are interested in is Poundbury. Will your conveyancers be able to act for both sets of banks and tie in the two deals?
Do use our search tool on this page to be sure that the lawyers are on the relevant lender panels. Assuming that they are your conveyancer should be able to tie up the two transactions but you should talk with you lawyer and communicate your expectations and needs.
Me and my husband are FTB’s just having agreed a price on a property in Poundbury, and are about to get solicitors appointed. I have used the various comparison tools and the results are from all over the England and Wales. Is it important to have a Poundbury conveyancing practitioner local to our prospective property? I am fine to do everything over the internet, but I am thinking at some stage we will need to visit the conveyancer's office to sign documents?
Generally there is no requirement to attend the office of your conveyancing practitioner, they can post any relevant papers to you, which you can sign and send back. Many buyers and sellers choose to instruct a locally based solicitor, but it is not a prerequisite for conveyancing in Poundbury.