Can conveyancing in Weymouth to be done in less than two weeks?
First, If you are under time constraints to sign contracts we would recommend that your lawyer is familiar with the area as they will have local contacts and intelligence. It is possible that they could have transacted previoushouses in the same neighbourhood. You would be best advised to use a Weymouth conveyancing solicitor. Second, ensure that the lawyer is on the lender panel. It is claimed that 18% of Weymouth conveyancing transactions are suspended or jeopardised after discovering a buyer’s lawyer was not on their banks panel. This can often result in the transaction being frustrated by an average of three weeks. It is estimated that this issue impacts approximately one hundred thousand home sales annually. Many Weymouth conveyancing practices can not act for certain mortgage companies so do check as early as possible.
It is a dozen years since I acquired my house in Weymouth. Conveyancing lawyers have now been retained on the sale but I am unable to find the title documents. Is this a major issue?
Don’t worry too much. Firstly the deeds may be kept by your lender or they could be in the possession of the solicitor who oversaw the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Most conveyancing in Weymouth relates to registered property but in the rare situation where your property is unregistered it is more tricky but is resolvable.
We expect to receive a DIP from Coventry BS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Weymouth solicitors on the Coventry BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Weymouth solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
The formalities of my remortgage has taken place for my property in Weymouth. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
After what feels like an age I have had an offer on an apartment in Weymouth agreed to, the vendors do nevertheless have a connected purchase. The sellers have offered on a property, however it’s not yet agreed to, and are looking at other apartments booked. I have chosen a local conveyancing solicitor in Weymouth. What do I do now? At what stage should I apply for the mortgage with Clydesdale?
It is usual to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of one thousand pounds, then survey, Weymouth conveyancing search costs, etc). First, you must check that your solicitor is on the Clydesdale approved list. As to the next steps this very much dictated by the circumstances of your transaction, attraction to this property and on the state of the market. During a rising market some purchasers will apply for the mortgage with Clydesdale and arrange for the valuation and only if it comes back ok would they request their solicitor to move forward with the conveyancing in Weymouth.
Do commercial conveyancing searches reveal planned roadworks that could impact a commercial premises in Weymouth?
Its becoming the norm that commercial conveyancing solicitors in Weymouth will conduct a SiteSolutions Highways report as it reduces the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Weymouth. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Weymouth.
For each commercial conveyancing transaction in Weymouth it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may cause delays to Weymouth commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Weymouth.
Due to the encouragement of my in-laws I had a survey completed on a house in Weymouth prior to appointing solicitors. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some banks will not grant a mortgage on this type of property.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Weymouth. Conveyancing may be slightly more expensive based on your lender's requirements.
I am thinking of appointing a conveyancing solicitor in Weymouth for my home move. Can I check a solicitor's complaints history with the legal regulator?
One may read published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Visit Check a solicitor's record. For information Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training requirements.