It has come to my attention via my lender that my Bury the law firm I have appointed is not on the lender Conveyancing panel. What can I do to be certain if this is indeed the case?
The first thing you need to do is to call your Bury lawyer directly. You lawyer should notify you of the situation. If they are not on the panel they may be able to suggest a Bury conveyancing practice that is on the conveyancing panel for your mortgage company.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Bury. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 30/6/2026, the requirements read as follows :
I'm the only recipient of my late mum's will and I have everything in my name alone, including the my former home in Bury. Conveyancing formalities meant that the Land Registry date was in May. I want to move. I understand that there is a CML 6 month 'rule', meaning my proprietorship could be regarded the same way as though I had purchased the house in May. Do I have to wait 6 months to sell?
The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be impacted by that. Some mortgage companies would take a pragmatic view as this clause primarily exists to pick up on subsales or the quick reselling of property.
My husband and I have arranged a further advance on our home loan from Bank of Ireland as we want to carry out renovations to our property in Bury. Do we need to select a bricks and mortar Bury solicitor on the Bank of Ireland conveyancing panel to deal with the paperwork?
Bank of Ireland don't usually appoint a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland conveyancing panel.
The mortgage over my property is with Nottingham for my property in Bury. Conveyancing was finalised some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Nottingham?
Nottingham must be informed of your intention prior to renting your property as this is likely to be a breach of Nottingham’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nottingham directly. It should not be necessary to do this via a Nottingham conveyancing panel solicitor.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Bury is the location of the property. Can you shed any light on this issue?
Flying freeholds in Bury are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bury you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bury may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
How do I use your search app to find a conveyancing solicitor in Bury on the panel for my lender?
First choose a lender such as Halifax, Coventry Building Society or TSB then type in your location e.g. Bury. Conveyancing organisations in Bury and further afield should be listed.
I've recently bought a leasehold property in Bury. Do I have any liability for service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I inherited a 1st floor flat in Bury, conveyancing was carried out November 1998. Can you let me have an estimated range of the fair premium for a lease extension? Comparable flats in Bury with a long lease are worth £165,000. The ground rent is £50 yearly. The lease finishes on 21st October 2103
You have 77 years left to run we estimate the price of your lease extension to span between £7,600 and £8,800 as well as plus your own and the landlord's "reasonable" professional fees.
The figure above a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure in the absence of detailed investigations. You should not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first seeking the advice of a professional.