Are the BSA intent on creating a searchable register to list solicitors on the Darlington Building Society conveyancing panel for example in Rocester?
We are not aware of any intention on the part of the BSA to promote such a search facility.
A friend recommended that if I am purchasing in Rocester I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Rocester conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Rocester around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Rocester Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Rocester Education with maps and statistics, Local Amenities and other useful information about Rocester.
Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who conducted the conveyancing in Rocester 10 years ago have long since closed. Will I be able to sell the house?
Assuming you have a registered title the information relating to your ownership will be retained by HMLR with a Title Number. It is possible to carry out a search at the Land Registry, find your property and secure current copies of the Registered Entries for a small fee. Where the title is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.
I'm purchasing a new build house in Rocester with the aid of help to buy. The developers refused to budge the price so I negotiated £7000 of extras instead. The estate agent suggested that I not disclose to my conveyancer about the extras as it will adversely affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a ground for flat up to £235,500 and identified one round the corner in Rocester I like with open areas and transport links nearby, however it only has 49 years on the lease. I can't really find anything else in Rocester in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
If you need a home loan the shortness of the lease may be problematic. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this.
After what seems like an age a loan offer from a bank for the remortgage of my 4 bedroom maisonette is expected by the end of next week. Are you able to suggest an efficient remortgage conveyancing law firm in Rocester ?
This site is not designed to help in pursuit of the lowest fares for conveyancing in Rocester. Our intention is to offer excellent value conveyancing but we do not aim to work with the cheapest lawyers. Resist the temptation to appoint companies offering £99 conveyancing in Rocester.At best, in going for cheap conveyancing, you will get what you pay for and at worst you will end up invoiced for additional fee and still not receive the service you were looking for.