We hired a high street solicitor for my conveyancing in Rocester recently. Looking through the terms of engagement I noteI am on the hook for fees even if the sale doesn't happen. Would I be best advised to appoint an internet firm promising no completion no cost conveyancing in Rocester?
Generally there is a compromise along the lines that if "No Sale No Fee" is advertised then the conveyancing charges will tend to be be uplifted to offset those cases that do not proceed. Also remember that these arrangements rarely protect you from expenses by way of example Rocester conveyancing search costs.
We are getting the release of further monies on our home loan from Nationwide as we wish to conduct a loft conversion to our house in Rocester. Are we obliged to select a high street Rocester solicitor on the Nationwide conveyancing panel to handle the paperwork?
Nationwide do not ordinarily require firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide conveyancing panel.
I can not work out if my mortgage offer requires a lease extension. I have called into my local Rocester building society branch on a couple of occasions and was told it does not impact the mortgage offer and they would lend. My Rocester conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend based on their specific requirements. I have no idea who is right.
The lawyer must follow the Council of Mortgage Lenders’ Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Intending to buy a maisonette in Rocester. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Rocester lawyer is on the UBS conveyancing panel.
Various internet forums that I have frequented warn that are the main cause of hinderance in Rocester conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not feature within the common causes of hindrances during the legal transfer of property. Searches are unlikely to be the root cause of delay in conveyancing in Rocester.
Are there restrictive covenants that are commonly picked up during conveyancing in Rocester?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Rocester. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
About to purchase a new build flat in Rocester. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Rocester
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
We recently found out that one of the partners of the conveyancing practice acting on the purchase conveyancing in Rocester is an aunty of the owners that we are buying from. Is this permitted?
On the basis that no conflict arises this is allowable. Where you are needing mortgage finance then the lender may have a say as many lenders have specific requirements concerning this. For example for Virgin as of 14/12/2025, the requirements read as follows :