Much to our surprise we have been told by our IFA that my Rocester the law firm I have appointed is not on the lender Solicitor panel. What can I do to check?
The first thing you need to do is to contact your Rocester conveyancer. You lawyer should advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
I am need of leasehold conveyancing for a flat in a relatively new development (five years built) in Rocester. Almost all the properties are already disposed of. Do I need carry out the local searches for my conveyancing in Rocester?
Conveyancing Searches are a vital link in the Rocester conveyancing process. There are numerous companies who offer Rocester conveyancing searches, as well straight from the local authority. These are generally termed personal search providers due to them carrying out, personal searches. However, all Local Authority Search conveyancing products have one thing in common - they must obtain their information from the local authority.
My grandfather passed away last year and as sole heir and executor I was left the house in Rocester. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this possible?
Where you intend to re-mortgage then Aldermore will require that you use a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.
I am helping my aunt sell her house in Rocester. Will the conveyancing solicitor order the energy performance certificate or should I organise this?
After the abolition of Home Packs, energy assessments remained a required component of selling a property. An EPC should be commissioned in advance of the property being marketed. This is not something that conveyancers ordinarily organise. Where you are instructing a Rocester conveyancing lawyer they may help arrange energy assessments due to their contacts with long established local providers
We have a mortgage agreed in principle with Clydesdale. Rocester conveyancing lawyers were instructed. How long does it take for Clydesdale to forward the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Clydesdale done the survey? Have you informed Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I recently had an offer agreed on an apartment in Rocester. My mortgage broker suggested a conveyancer. I paid an on account payment of £225. Not long after, the conveyancer contacted me embarrassingly acknowledging that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have been on the look out for a flat up to £305k and found one near me in Rocester I like with amenity areas and railway links nearby, the downside is that it only has 49 years unexpired on the lease. There is not much else in Rocester suitable, so just wondered if I would be making a grave error acquiring a short lease?
If you need a mortgage that many years will likely be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.
What type of property do your Rocester conveyancing estimates apply to?
Our conveyancing quotes are only applicable to standard residential premises in England & Wales. Where you have any different requirements for example industrial or agricultural property or commercial conveyancing in Rocester please contact us to discuss this further .